Bank Competition Amid Digital Disruption: Implications for Financial Inclusion
ABSTRACT We examine how digital disruption affects bank competition using the staggered rollout of 3G mobile networks. 3G expansion increased mobile banking adoption among tech‐savvy households, reducing branch networks—especially in younger counties.
ERICA XUEWEI JIANG +2 more
wiley +1 more source
Persistent physical symptoms not explained by structural abnormalities or disease processes: a primary care approach to promote recovery. [PDF]
Abrahamsen C +15 more
europepmc +1 more source
Abstract The extratropical Andes, a hotspot for landfalling atmospheric rivers (ARs), are prone to extreme precipitation and related hydrological hazards, including floods and landslides. An improved understanding of the drivers of precipitation intensification during AR landfall is critical for hazard preparedness. Focusing on 50 zonally elongated ARs
Dipjyoti Mudiar +3 more
wiley +1 more source
Measuring location and properties of very high frequency sources emitted from an aircraft flying through high clouds. [PDF]
Scholten O +13 more
europepmc +1 more source
Abstract The intensification of wildland fires across portions of Canada in early June 2023 led to significant smoke transport into the eastern United States, resulting in poor air quality and reduced visibility. Significant degradation of air quality was evident from PM2.5 surface measurements as the smoke plume moved southwards, which was confirmed ...
Y. L. Pichugina +9 more
wiley +1 more source
Gazing into the flames: A guide to assessing the impacts of climate change on landscape fire. [PDF]
Clarke H +7 more
europepmc +1 more source
Abstract We developed an innovative balloon‐borne observation system based on China's BeiDou sounding platform that integrates a three‐axis electric field sensor for in‐cloud measurements of thunderstorm electrification. On 13 May 2025, this system was deployed during a severe convective storm over Beijing. In combination with multisource observations,
Ye Tian +10 more
wiley +1 more source
2025 Korean Guidelines for Cardiopulmonary Resuscitation: Part 5. Cardiac arrest in special circumstances. [PDF]
Kim TY +25 more
europepmc +1 more source
Sprites Observed by ASIM: First Imaging Data Set and Temporal UV Emission Patterns
Abstract We present the first data set analysis of 41 imaging‐confirmed sprite events detected by the ASIM‐MMIA instrument. They were visible in the 337 nm camera images from an initial list of 102 candidates identified by the ultraviolet (UV 180–230 nm) photometer.
J. A. López +8 more
wiley +1 more source
Stretchable large-area transparent nanowire composite arrays for label-free multimodal interrogation of cardiac physiology. [PDF]
Quirion NT +9 more
europepmc +1 more source

