Results 1 to 10 of about 1,156,102 (159)
Mortgage Loan Securitization and Relative Loan Performance [PDF]
Journal of Financial Services Research, 2011 We compare the ex ante observable risk characteristics, the default performance, and the pricing of securitized mortgage loans to mortgage loans retained by the original lender. In our sample of loans originated between 2000 and 2007, we find that privately securitized fixed and adjustable-rate mortgages were riskier ex ante than lender-retained loans ...
John Krainer, Elizabeth Laderman
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(Loan) Price and (Loan Officer) Prejudice
SSRN Electronic Journal, 2022 Although the role of loan officers in the credit process has been extensively discussed in the literature, their individual prejudices have been neglected. The literature on decision making relies on the assumption that all loan officers perceive and use information similarly, regardless of their individual and psychological backgrounds.
Bertrand, Jérémie, Burietz, Aurore
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USURIOUS LOAN & ISLAMIC LOAN [PDF]
Mesopotamia Journal of Agriculture, 2005 The purpose of this study to know the Islamic formulas as a substitute for interest rate which can be used in agricultural banks. A number of farmers don't like to deal with agricultural banks that take the familiar interest due to their religious rules , and because of the high costs from which the farmers suffer.
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Credit constraints in the market for consumer durables: evidence from micro data on car loans [PDF]
, 2000 We investigate the empirical significance of borrowing constraints in the market for consumer loans. We set up a theoretical model of consumer loan demand, which in the presence of credit rationing implies restrictions on the elasticities of loan demand ...
Attanasio, O. +2 more
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Real effects of bank capital regulations: global evidence [PDF]
, 2017 We examine the effect of the full set of bank capital regulations (capital stringency) on loan growth, using bank-level data for a maximum of 125 countries over the period 1998-2011.
Deli, Yota D., Hasan, Iftekhar
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Sizes of Lightest Glueballs in SU(3) Lattice Gauge Theory
, 2006 Standard Monte Carlo simulations have been performed on improved lattices to measure the wave functions and sizes of the scalar and tensor glueballs at four lattice spacings in the range $a= 0.05 - 0.145$ fm.
Loan, Mushtaq, Ying, Yi
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Multi-bank loan pool contracts [PDF]
, 2004 EFM classification: 330, 350We show that multi-bank loan pools improve the risk-return profile of banks’ loan business. Banks write simple contracts on the proceeds from pooled loan portfolios, taking into account the free-rider problems in joint loan ...
Gintschel, Andreas, Hackethal, Andreas
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Bounced between two cultures: Study of smoking behavior of Korean Americans [PDF]
, 2014 The United States is often referred as a melting pot, with a great wave of global immigrants constant populating its shores. When coming to America, the immigrants bring along their own culture.
Nguyen, Loan
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Loan origination under soft- and hard-information lending : [Version: August 2008] [PDF]
, 2009 This paper presents a novel model of the lending process that takes into account that loan officers must spend time and effort to originate new loans. Besides generating predictions on loan officers’ compensation and its interaction with the loan review ...
Inderst, Roman
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Impact of New Technology on Reading Habits: A Glimpse on the World Literature [PDF]
, 2009 Reading helps in all-round development of a person from his birth to death. It adds new sight to eyes and new wisdom to mind. A dump person becomes a communicator and a lame climbs mountains of knowledge through reading. However, in the modern multimedia
Loan , Fayaz Ahmad
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