Results 161 to 170 of about 103,937 (216)
SSRN Electronic Journal, 2011 We offer a theoretical framework to analyze corporate lending when loan officers must be incentivized to prospect for loans and to transmit the soft information they obtain in that process. We explore how this multi-task agency problem shapes loan officers' compensation, banks' use of soft information in credit approval, and their lending standards ...
Florian Heider, Roman Inderst
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Mathematical Finance, 2007
This paper introduces a mathematical model for a currently popular financial product called a stock loan. Quantitative analysis is carried out to establish explicitly the value of such a loan, as well as the ranges of fair values of the loan size and interest, and the fee for providing such a service.
Xia, Jianming, Zhou, Xun Yu
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This paper introduces a mathematical model for a currently popular financial product called a stock loan. Quantitative analysis is carried out to establish explicitly the value of such a loan, as well as the ranges of fair values of the loan size and interest, and the fee for providing such a service.
Xia, Jianming, Zhou, Xun Yu
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Review of World Economics, 2007
We argue in this paper that canceling the debt of the poorest countries was a good thing, but that it should not imply that the debt instrument should be foregone. Debt and debt cancellations are indeed two complementary instruments which, if properly managed, perform better than either loans or grants taken in isolation.
Cohen , Daniel +2 more
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We argue in this paper that canceling the debt of the poorest countries was a good thing, but that it should not imply that the debt instrument should be foregone. Debt and debt cancellations are indeed two complementary instruments which, if properly managed, perform better than either loans or grants taken in isolation.
Cohen , Daniel +2 more
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Creditor Governance Through Loan-to-Loan and Loan-to-Own
SSRN Electronic Journal, 2013Abstract This paper provides new evidence on the roles and strategies adopted by different types of debtor-in-possession (DIP) lenders: “loan-to-loan” (LTL) lenders—prepetition secured bank lenders providing DIP financing, and “loan-to-own” (LTO) lenders—activist investors (i.e., hedge funds or private equity funds) providing DIP financing.
Kai Li, Wei Wang
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LOAN RECOVERY OF HIGHER EDUCATION LOANS
Edith Cowan Journal of Strategic Management, 2023Higher Education Loans Board (HELB) is the major source of financing higher education in Kenya. Non-repayment of the loan among university students after they have graduated is a major drawback on funding education for other needy students. Non-recovery of loans leads to non-sustainability of the education fund which leads to a number of loan ...
Jane Harper +2 more
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Loan quality, commercial loan review and loan officer contracting
Journal of Banking & Finance, 1989Abstract By the 1980s most banks had created a new department, commercial loan review, whose primary activity is to systematically assess the continuing quality of loans in the commercial loan portfolio. Conventional wisdom suggests that the purpose of commercial loan review is to serve as an early warning system for spotting credit deterioration ...
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Loan Sales and Loan Market Competition*
International Review of Finance, 2010ABSTRACTIn this article, I suggest a theoretical explanation for the recent spectacular growth of the loan sales market in terms of both quantity and quality. I show that banks can use loan sales as a strategic tool in order to preserve their informational advantage in a competitive environment.
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A Quicksand of Loans: Loan Types
SSRN Electronic Journal, 2019Rachel Moore was an optimistic, cheerful, friendly woman who had recently graduated with a bachelor's degree in business management. She had used scholarships and grants while working 30 hours a week to make up the difference in tuition, and had graduated debt free—becoming the first in her family to earn a college education.After moving to start a ...
Gregory B. Fairchild +3 more
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SSRN Electronic Journal, 2009 We estimate the pricing determinants for 35,098 payday loans originated in Colorado between 2000 and 2006, and generate a number of results with implications for public policy. We find evidence consistent with classical price competition early in the sample, but as time passed these competitive effects faded and the data become more consistent with a ...
Robert DeYoung, Ronnie J. Phillips
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