Results 11 to 20 of about 302,169 (266)
AAAI Conference on Artificial Intelligence, 2021 Consumer loans, i.e., loans to finance consumers to buy certain types of expenditures, is increasingly popular in e-commerce platform. Different from traditional loans with mortgage, online consumer loans only take personal credit as collateral for loans.
Bingbing Xu +5 more
semanticscholar +1 more source
Loan default prediction using decision trees and random forest: A comparative study
IOP Conference Series: Materials Science and Engineering, 2021 With the improving banking sector in recent times and the increasing trend of taking loans, a large population applies for bank loans. But one of the major problem banking sectors face in this ever-changing economy is the increasing rate of loan defaults,
M. Madaan +4 more
semanticscholar +1 more source
Bank Quality, Judicial Efficiency, and Loan Repayment Delays in Italy
Journal of Finance, 2020 Exposure to liquidity risk makes banks vulnerable to runs from both depositors and from wholesale, short-term investors. This paper shows empirically that banks are also vulnerable to run-like behavior from borrowers who delay their loan repayments ...
F. Schiantarelli +2 more
semanticscholar +1 more source
The Financing of Local Government in China: Stimulus Loan Wanes and Shadow Banking Waxes
Journal of Financial Economics, 2017 The upsurge of shadow banking is typically driven by rising financing demand from certain real sectors. In China, the 4 trillion yuan stimulus package in 2009 was behind the rapid growth of shadow banking after 2012, expediting the development of Chinese
Zhuo Chen, Zhiguo He, C. Liu
semanticscholar +1 more source
Vaccines, 2023 The bacterium Coxiella burnetii can cause the disease Q-fever in a wide range of animal hosts. Ruminants, including sheep, are thought to play a pivotal role in the transmission of C.
Sarah E. Williams-Macdonald +16 more
doaj +1 more source
Mortgage Loan Securitization and Relative Loan Performance [PDF]
Journal of Financial Services Research, 2011 We compare the ex ante observable risk characteristics, the default performance, and the pricing of securitized mortgage loans to mortgage loans retained by the original lender. In our sample of loans originated between 2000 and 2007, we find that privately securitized fixed and adjustable-rate mortgages were riskier ex ante than lender-retained loans ...
John Krainer, Elizabeth Laderman
openaire +3 more sources
Frontiers in Medicine, 2022 Intrinsic optical signal (IOS) imaging of the retina, also termed as optoretinogram or optoretinography (ORG), promises a non-invasive method for the objective assessment of retinal function.
Tae-Hoon Kim +4 more
doaj +1 more source
4D biofabrication via instantly generated graded hydrogel scaffolds
Bioactive Materials, 2022 Formation of graded biomaterials to render shape-morphing scaffolds for 4D biofabrication holds great promise in fabrication of complex structures and the recapitulation of critical dynamics for tissue/organ regeneration.
Aixiang Ding +5 more
doaj +1 more source
USURIOUS LOAN & ISLAMIC LOAN [PDF]
Mesopotamia Journal of Agriculture, 2005 The purpose of this study to know the Islamic formulas as a substitute for interest rate which can be used in agricultural banks. A number of farmers don't like to deal with agricultural banks that take the familiar interest due to their religious rules , and because of the high costs from which the farmers suffer.
openaire +2 more sources
Towards A First Step to Understand Flash Loan and Its Applications in DeFi Ecosystem
SBC@AsiaCCS, 2020 Flash Loan, as an emerging service in the decentralized finance ecosystem, allows users to request a non-collateral loan. While providing convenience, it also enables attackers to launch malicious operations with a large amount of asset that they do not ...
Dabao Wang +7 more
semanticscholar +1 more source