Results 191 to 200 of about 302,169 (266)

Creditor Governance Through Loan-to-Loan and Loan-to-Own [PDF]

open access: possibleSSRN Electronic Journal, 2013
This paper provides new evidence on the roles and strategies adopted by different types of debtor-in-possession (DIP) lenders: “loan-to-loan” (LTL) lenders — prepetition secured bank lenders providing DIP financing, and “loan-to-own” (LTO) lenders — activist investors (i.e., hedge funds or private equity funds) providing DIP financing. We find that LTL
Wei Wang, Kai Li
openaire   +1 more source

An Approach for Prediction of Loan Approval using Machine Learning Algorithm

International Conference Electronic Systems, Signal Processing and Computing Technologies [ICESC-], 2020
In our banking system, banks have many products to sell but main source of income of any banks is on its credit line. So they can earn from interest of those loans which they credits.A bank's profit or a loss depends to a large extent on loans i.e ...
Mohammad Ahmad Sheikh, A. Goel, T. Kumar
semanticscholar   +1 more source

Debtor-in-possession financing, loan-to-loan, and loan-to-own

Journal of Corporate Finance, 2016
Abstract This paper provides new evidence on the roles and strategies adopted by different types of debtor-in-possession (DIP) lenders: “loan-to-loan” (LTL) lenders—prepetition secured bank lenders providing DIP financing, and “loan-to-own” (LTO) lenders—activist investors (i.e., hedge funds or private equity funds) providing DIP financing.
Li, Kai, Wang, Wei
openaire   +3 more sources

Loans or Grants?

Review of World Economics, 2007
We argue in this paper that canceling the debt of the poorest countries was a good thing, but that it should not imply that the debt instrument should be foregone. Debt and debt cancellations are indeed two complementary instruments which, if properly managed, perform better than either loans or grants taken in isolation.
Cohen , Daniel   +2 more
openaire   +5 more sources

Loan Loss Provisioning of US Banks: Economic Policy Uncertainty and Discretionary Behavior

International Review of Economics and Finance, 2020
This paper examines the effect of economic policy uncertainty (EPU) on loan loss provisions (LLP). Using a sample of 6,384 US banks and yearly data from 2009 to 2019 and addressing endogeneity (GMM and IV estimations), the findings reveal that in times ...
G. Danisman   +2 more
semanticscholar   +1 more source

When Words Sweat: Identifying Signals for Loan Default in the Text of Loan Applications

Journal of Marketing Research, 2019
The authors present empirical evidence that borrowers, consciously or not, leave traces of their intentions, circumstances, and personality traits in the text they write when applying for a loan. This textual information has a substantial and significant
O. Netzer, A. Lemaire, M. Herzenstein
semanticscholar   +1 more source

A Quicksand of Loans: Loan Types

SSRN Electronic Journal, 2019
Rachel Moore was an optimistic, cheerful, friendly woman who had recently graduated with a bachelor's degree in business management. She had used scholarships and grants while working 30 hours a week to make up the difference in tuition, and had graduated debt free—becoming the first in her family to earn a college education.After moving to start a ...
Tierney Fairchild   +3 more
openaire   +2 more sources

Macroeconomic and Bank-Specific Determinants of Non-Performing Loans in Greece: A Comparative Study of Mortgage, Business and Consumer Loan Portfolios

Social Science Research Network, 2010
This paper uses dynamic panel data methods to examine the determinants of non-performing loans (NPLs) in the Greek banking sector, separately for each loan category (consumer loans, business loans and mortgages).
Dimitrios P. Louzis   +2 more
semanticscholar   +1 more source

Loan Sales and Loan Market Competition* [PDF]

open access: possibleInternational Review of Finance, 2010
ABSTRACTIn this article, I suggest a theoretical explanation for the recent spectacular growth of the loan sales market in terms of both quantity and quality. I show that banks can use loan sales as a strategic tool in order to preserve their informational advantage in a competitive environment.
openaire   +1 more source

Loan Guarantees and Credit Supply

Journal of Financial Economics, 2019
The efficiency of federal lending guarantees depends on whether guarantees increase lending supply or simply act as a subsidy to lenders. We use notches in the guarantee rate schedule for Small Business Administration (SBA) loans to estimate the ...
Natalie Bachas   +2 more
semanticscholar   +1 more source

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