Results 201 to 210 of about 302,169 (266)
Some of the next articles are maybe not open access.
Policy uncertainty and loan loss provisions in the banking industry
Review of accounting studies, 2019Policy uncertainty is an increasingly important issue in many economies. Extensive evidence indicates that higher policy uncertainty is associated with future negative macroeconomic and microeconomic conditions.
Jeffrey Ng, W. Saffar, Janus Jian Zhang
semanticscholar +1 more source
Expanded Auditor’s Report Disclosures and Loan Contracting
Contemporary Accounting Research, 2019Starting in October 2013, auditors of premium-listed firms in the UK are mandated to prepare an expanded auditor’s report that provides details on audit procedures, risks of material misstatement (RMMs), and materiality thresholds. We examine whether the
Vlad‐Andrei Porumb +4 more
semanticscholar +1 more source
On Loan Sales, Loan Contracting, and Lending Relationships
Review of Financial Studies, 2007This paper examines the secondary market for loan sales and, in particular, loan contract design as a mechanism to resolve informational issues in loan sales and associated costs and benefits. Using loan-level data, we find that sold loans contain additional covenants and more restrictive net worth covenants, particularly when agency and informational ...
Steven Drucker, Manju Puri
openaire +4 more sources
Loan quality, commercial loan review and loan officer contracting
Journal of Banking & Finance, 1989Abstract By the 1980s most banks had created a new department, commercial loan review, whose primary activity is to systematically assess the continuing quality of loans in the commercial loan portfolio. Conventional wisdom suggests that the purpose of commercial loan review is to serve as an early warning system for spotting credit deterioration ...
openaire +2 more sources
SSRN Electronic Journal, 2019
Installment loans have increasingly replaced traditional payday loans in the short-term, small-dollar credit market. Installment loans, often offered by the same lenders who provide payday loans, have larger principal amounts, longer repayment periods, and lower interest rates relative to payday loans.
Malone, Carlie, Skiba, Paige Marta
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Installment loans have increasingly replaced traditional payday loans in the short-term, small-dollar credit market. Installment loans, often offered by the same lenders who provide payday loans, have larger principal amounts, longer repayment periods, and lower interest rates relative to payday loans.
Malone, Carlie, Skiba, Paige Marta
openaire +1 more source
Nursing Standard, 1991
I completely support the Project 2000 students at Hillingdon Health Authority who find themselves in financial difficulty through no apparent fault of their own (Desperate students can't afford to continue, Nursing Standard March 27).
openaire +3 more sources
I completely support the Project 2000 students at Hillingdon Health Authority who find themselves in financial difficulty through no apparent fault of their own (Desperate students can't afford to continue, Nursing Standard March 27).
openaire +3 more sources
Hierarchy of bank loan approval and loan performance
Economia Politica, 2018This paper analyzes data from a regional Italian bank to provide new evidence on the relationship between who, within a bank, approves a loan and the subsequent performance of the loan. The size of the bank and its pool of clients, who are primarily small- and medium-size firms, comprises characteristics of both relationship-based and transaction-based
Giorgio Calcagnini +3 more
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OCLC Micro, 1991
Potpourri. Now, there is a word. I have always wanted to start off a column titled “Potpourri” in some slick magazine. Now that I can it sounds a little silly. Affected, or maybe dainty, like a word a librarian might use. Whatever.
openaire +1 more source
Potpourri. Now, there is a word. I have always wanted to start off a column titled “Potpourri” in some slick magazine. Now that I can it sounds a little silly. Affected, or maybe dainty, like a word a librarian might use. Whatever.
openaire +1 more source
The Review of Economic Studies, 1989
Agents expect to trade with each other infinitely often, but face a temporal absence of a coincidence of wants when they meet. Only loans and/or money can facilitate exchange. In small close-knit economies, enduring trade relationships are valued and loans are optimal.
openaire +2 more sources
Agents expect to trade with each other infinitely often, but face a temporal absence of a coincidence of wants when they meet. Only loans and/or money can facilitate exchange. In small close-knit economies, enduring trade relationships are valued and loans are optimal.
openaire +2 more sources
Management Sciences, 2018
We identify two credit risk modeling (CRM) activities from disclosures in banks’ 1995-2009 financial reports: (1) statistical analysis of historical data on underwriting criteria, loan performance statuses, and relevant economic variables (MODEL); and (2)
G. Bhat +2 more
semanticscholar +1 more source
We identify two credit risk modeling (CRM) activities from disclosures in banks’ 1995-2009 financial reports: (1) statistical analysis of historical data on underwriting criteria, loan performance statuses, and relevant economic variables (MODEL); and (2)
G. Bhat +2 more
semanticscholar +1 more source