Results 71 to 80 of about 220,768 (210)

The role of insurers in driving post-hurricane risk reduction investments

npj Natural Hazards
To protect households and communities from growing losses due to natural disasters and stabilize climate-stressed insurance markets, investments in cost-effective risk reduction must be expanded.
Carolyn Kousky, Xuesong You
doaj   +1 more source

Risk developments on the retail mortgage loan market [PDF]

In this study, using three commercial banks’ retail mortgage loan portfolios (consisting of approximately 200,000 clients with housing and home equity loans), we analyse the risk characteristics of the portfolio, identify customer-specific and product ...
Dániel Holló
core  

Robust image quality evaluation in optical coherence tomography of skin using global, region-independent metrics

Scientific Reports
Optical coherence tomography (OCT) is a powerful imaging modality for visualizing tissue microstructures, but its utility is often limited by artifacts such as speckle, intensity decay, and blurring.
Elnaz Babaee, Mehdi Boostani, Mostafa Charmi, Kamran Avanaki   +3 more
doaj   +1 more source

Loan officers and relationship lending to SMEs [PDF]

Previous research suggests that loan officers play a critical role in relationship lending by producing soft information about SMEs. For the first time, we empirically confirm this hypothesis We also examine whether the role of loan officers differs from
Hirofumi Uchida, Nobuyoshi Yamori, Gregory F. Udell   +2 more
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Dynamic provisioning: a countercyclical tool for loan loss reserves [PDF]

In the wake of the financial crisis of 2007-2009, as various banking policymakers revisit loan loss provisioning rules, the Spanish approach of dynamic provisioning has garnered attention as a potential alternative to the current incurred loss approach ...
Andrew McKenna, Eliana Balla
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Differences in subprime loan pricing across races and neighborhoods [PDF]

We investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of the subprime mortgage expansion. We combine loan-level data on the performance of non-prime securitized mortgages with individual- and neighborhood- level
Ghent, Andra C., Hernández-Murillo, Rubén, Owyang, Michael T.   +2 more
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Reprogrammable 4D tissue engineering hydrogel scaffold via reversible ion printing

Bioactive Materials
Shape-morphable hydrogel scaffolds recapitulating morphological dynamism of native tissues represent an elegant tool for tissue engineering (TE) applications.
Aixiang Ding, Fang Tang, Sriramya Ayyagari, Eben Alsberg   +3 more
doaj   +1 more source

Loan products to manage liquidity stress when broad-based black empowerment enterprises invest in productive assets [PDF]

Investments in productive assets by broad-based black economic empowerment (BEE) enterprises in South Africa (SA) during the 1990s have been constrained, in part, by a lack of access to capital. Even if capital can be sourced, BEE businesses often face a
Darroch, Mark A.G., Lyne, Michael C., Finnemore, G.R.L.   +2 more
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Reforming deposit insurance: lessons from the savings and loan crisis [PDF]

A history of the collapse of the savings and loan industry. The authors contend that FSLIC’s institutional structures, established decades ago, made a thrift crisis inevitable.
Anatoli Kuprianov, Michael Dotsey
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Savings and Loan Department (597) : July 1, 1972 to June 30, 1973 [1974]

"June 28, 1974."Savings and Loan Department (597) July 1, 1972 to June 30, 1973 -- Post Auditor's Opinion -- Programs Administered by the Savings and Loan Department -- Management Responsibility -- Advisory Author -- Recommendations -- Internal Control --
Kansas Legislature, Legislative Division of Post Audit
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