Results 101 to 110 of about 391,471 (255)
International Journal of Financial StudiesAccurate default risk prediction for agricultural loans is a prerequisite for balancing financial inclusion and safety in rural finance, yet traditional assessment methods have a limited capacity to capture exogenous variables such as climate risk.
Jue Wang, Mengjiao Gu
doaj +1 more source
Mortgage loan securitization and relative loan performance [PDF]
We compare the ex ante observable risk characteristics and the default rates of securitized mortgage loans and mortgage loans retained by the original lender.
Elizabeth Laderman, John Krainer
core
Business Strategy and the Environment, EarlyView.ABSTRACT Governments and corporations can capitalise on improvements in Sovereign Credit Ratings (SCRs) by promoting environmentally friendly policies and developing infrastructure to achieve sustainable economic growth. Alternatively, they may choose to follow a ‘race to the bottom’ approach.
Muhammad Suhail Rizwan +2 more
wiley +1 more source
Default risk sharing between banks and markets: the contribution of collateralized debt obligations [PDF]
This paper contributes to the economics of financial institutions risk management by exploring how loan securitization affects their default risk, their systematic risk, and their stock prices.
Jan Pieter Krahnen, Günter Franke
core +2 more sources
Assessing the efficacy of a South African microlender's loan screening mechanism [PDF]
Bivariate probit analysis was used to assess the efficacy of a South African microlender’s loan screening process. This micro-lender grants short-term cash loans to individuals who are employed and earning a fixed salary. Loan applicants with more stable
Kuhn, M.E. +2 more
core
Business Strategy and the Environment, EarlyView.ABSTRACT Against the backdrop of aligning digital expansion with green growth objectives, exploring effective financial support pathways for firms' digital–green synergistic transformation (DGST) holds significant theoretical and practical value. This study examines the impact, mechanisms, and heterogeneity of patent pledge financing on firms' DGST ...
An Pan, Puyu Mi, Yijiao Shi, Xunpeng Shi
wiley +1 more source
Analytical Solution for the Loss Distribution of a Collateralized Loan under a Quadratic Gaussian Default Intensity Process [PDF]
In this study, we derive an analytical solution for expected loss and the higher moment of the discounted loss distribution for a collateralized loan. To ensure nonnegative values for intensity and interest rate, we assume a quadratic Gaussian process ...
Satoshi Yamashita, Toshinao Yoshiba
core
From Sustainable Practices to SME Resilience: An Integrative, Systems‐Based Review With Propositions
Business Strategy and the Environment, EarlyView.ABSTRACT This integrative review examines how sustainable practices foster organizational resilience in small‐ and medium‐sized enterprises (SMEs), supporting long‐term sustainable development. Existing resilience models often overlook SMEs' distinctive challenges—limited resources and managerial short‐termism—whereas research linking day‐to‐day ...
Pongsakorn Nongnuch +2 more
wiley +1 more source
Behavioral Sciences &the Law, EarlyView.ABSTRACT Most research on relational aggression has primarily examined these behaviors among children, with limited exploration of its developmental progression during early adolescence and its associations with antisocial behaviors such as alcohol use, physical aggression, and rule‐breaking conduct.
Briana Amador +5 more
wiley +1 more source
Strategic default on first and second lien mortgages during the financial crisis [PDF]
Strategic default behavior suggests that the default process is not only a matter of inability to pay. Economic costs and benefits affect the incidence and timing of defaults.
William W. Lang, Julapa Jagtiani
core