Results 131 to 140 of about 10,825 (309)
What "triggers" mortgage default? [PDF]
This paper assesses the relative importance of two key drivers of mortgage default: negative equity and illiquidity. To do so, the authors combine loan-level mortgage data with detailed credit bureau information about the borrower's broader balance sheet.
Robert Hunt +5 more
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Culture Matters: Board Gender Diversity and ESG Disclosure in Family Firms
Corporate Social Responsibility and Environmental Management, EarlyView.ABSTRACT This study analyses how board gender diversity (BGD) affects ESG disclosure in family businesses, focusing on the moderating role of national cultural dimensions. It analyzes a sample of listed non‐financial firms operating in European Union countries.
Anna Maria Moisello +2 more
wiley +1 more source
RisksIn the peer-to-peer (P2P) lending market, current studies focus on two categories of approaches to evaluate the loans, thus providing investment suggestions to the investors: credit scoring (i.e., predicting the credit risk) and profit scoring (i.e ...
Yan Wang +3 more
doaj +1 more source
Building the Plane While Flying It: How Projects Serve to Implement, Pilot and Co‐Create EU Policy
European Policy Analysis, EarlyView.ABSTRACT This article theorizes how projectified governance enables bottom‐up policy shaping in the EU, using the European Universities Initiative (EUI) as a case study. It develops a framework that combines bottom‐up Europeanization with resource exchange theory to explain how project networks influence EU policymaking.
Alina Felder‐Stindt
wiley +1 more source
Efficient Mortgage Default Option Exercise: Evidence from Loss Severity [PDF]
This paper extends options-based mortgage default theory to include transaction costs. When transaction costs are considered, the rational borrower will default only when the value of the collateral falls below the mortage value by an amount equal to the
Gordon W. Crawford, Eric Rosenblatt
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Applied Element Modelling of Out‐Of‐Plane Instability in Boundary Elements of Thin RC Walls
Earthquake Engineering &Structural Dynamics, EarlyView.ABSTRACT Recent earthquakes in Chile (2010) and New Zealand (2011) caused extensive damage to buildings featuring reinforced concrete (RC) structural walls, with observed failure modes including out‐of‐plane instability of slender walls. This buckling‐type response under combined in‐plane and out‐of‐plane loading has also been documented in ...
Andrea Orgnoni +2 more
wiley +1 more source
Energy Science &Engineering, EarlyView.A hybrid PV–wind grid‐connected microgrid for Mongla Port is optimized using HOMER Pro and validated via DIgSILENT quasi‐dynamic load flow. The system achieves a low cost of energy (0.0341 USD/kWh), 70.9% renewable penetration, improved voltage stability, and significant emission reduction, demonstrating a reliable and cost‐effective solution for ...
Md. Behesty Hasan Sagor +6 more
wiley +1 more source
Anxiety, student loan repayment behaviors, and financial knowledge
Academia Mental Health & Well-BeingAnxiety is a common type of mental health condition that affects approximately one-fifth of US adults. Research indicates that the onset of mental illness and certain mental health conditions may trigger problem debt such as delinquency and ...
Gaurav R. Sinha +4 more
doaj +1 more source
What have we learned about mortgage default? [PDF]
By the end of 2009, one out of every 11 mortgages was seriously delinquent or in foreclosure. Economists have devoted considerable energy over the past several years to understanding the underlying causes of this increase in defaults.
Ronel Elul
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