Results 121 to 130 of about 159,319 (353)
Impacts of loan-to-value ceilings in the Brazilian mortgage loans
Economia Aplicada, 2020 This study aims to assess the impact of loan-to-value ceiling applied by Resolution BCB No. 4,271 on the mortgage market in September 2013. Based on public aggregated data, we assessed the effect of the regulatory change on the loan-to-value and on ...
Nadiejda Deane Sá +2 more
doaj
The Bank's Choice of Financing and the Correlation Structure of Loan Returns [PDF]
This paper examines how the correlation structure of loan returns within a bank s loan portfolio a.ects its choice of .nancing when the bank faces binding capital constraints and there is asymmetric information about the quality of its loans.The paper ...
Ioannidou, V., Pierides, Y.
core +1 more source
Radical Uncertainty and New Sector Emergence: An Action Theory of Co‐Creative Stakeholders
Strategic Change, EarlyView.ABSTRACT For much of the past century, entrepreneurship scholars have sought to understand and assess the nature, role, and impact of uncertainty. While the sum total of this work has contributed valuable insights, radical uncertainty—characterized by dynamic conditions in which outcomes are unknowable at the time action must be taken—remains weakly ...
Parul Manocha +1 more
wiley +1 more source
Risk Management, Capital Structure and Lending at Banks [PDF]
We test how active management of bank credit risk exposure through the loan sales market affects capital structure, lending, profits, and risk. We find that banks that rebalance their C&I loan portfolio exposures by both buying and selling loans – that ...
A. Sinan Cebenoyan, Philip E. Strahan
core
Strategic Change, EarlyView.ABSTRACT This article presents a decade of research on Open Data Business Models (ODBM), aiming to identify conceptual gaps, categorize thematic trends, and propose an integrative framework. This paper, based on a systematic literature review (SLR) of 60 peer‐reviewed studies, develops a coherent framework that explains how ODBMs are formed, adapted ...
Saeed Rouhani +3 more
wiley +1 more source
Credit Risk and Credit Derivatives in Banking [PDF]
Using the industrial economics approach to the microeconomics of banking we analyze a large bank under credit risk. Our aim is to study how a risky loan portfolio affects optimal bank behavior in the loan and deposit markets, when credit derivatives to ...
Peter Welzel, Thilo Pausch, Udo Broll
core
Internal Ratings Systems, Implied Credit Risk and the Consistency of Banks Risk Classification Policies [PDF]
, 2003 Counterpart risk rating is at the heart of the banking business. In the new Basel II regulation, internal ratings have been given a central role. Although much research has been done on external ratings, much less is known about banks´ internal ratings ...
Jacobson, Tor +2 more
core
Conditional Generative Modeling for Enhanced Credit Risk Management in Supply Chain Finance
Naval Research Logistics (NRL), EarlyView.ABSTRACT The rapid expansion of cross‐border e‐commerce (CBEC) has created significant opportunities for small‐ and medium‐sized sellers, yet financing remains a critical challenge due to their limited credit histories. Third‐party logistics (3PL)‐led supply chain finance (SCF) has emerged as a promising solution, leveraging in‐transit inventory as ...
Qingkai Zhang, L. Jeff Hong, Houmin Yan
wiley +1 more source
Resilience of Microfinance Institutions to National Macroeconomic Events: An Econometric Analysis of MFI asset quality [PDF]
After controlling for MFI and country characteristics, we find no evidence suggesting a strong (in magnitude) and statistically significant relationship between changes in GNI per capita (GROWTH) and four indicators of MFI portfolio risk: quality at Risk
Gonzalez, Adrian
core +1 more source
USAID's Locally‐Led Development Agenda: Open Government and Independent Monitoring
Public Administration and Development, EarlyView.ABSTRACT USAID's ambitious localization agenda between 2021–2024—suspended in early 2025—aimed to provide more funding for local organizations, strengthen local systems, and co‐create with local communities. This study uses pre‐2025 open government data to identify continuity and change during USAID’s localization push.
Jeffrey Hallock +2 more
wiley +1 more source