Results 11 to 20 of about 1,001 (262)

Portfolio of Loans, Guarantees and Provisions [PDF]

International Journal of Academic Research in Accounting, Finance and Management Sciences, 2018
Economic development is realized on the resources of the society. In addition to work and capital accumulation, financial resources play an important role in economic evolution and growth. Economic agents that do not currently have the necessary financial resources use the bank loans.
Constantin ANGHELACHE, Ana Maria POPESCU, Madalina-Gabriela ANGHEL   +2 more
openaire   +1 more source

Large-Scale Loan Portfolio Selection

Operations Research, 2015
We consider the problem of optimally selecting a large portfolio of risky loans, such as mortgages, credit cards, auto loans, student loans, or business loans. Examples include loan portfolios held by financial institutions and fixed-income investors as well as pools of loans backing mortgage- and asset-backed securities.
Justin A. Sirignano, Gerry Tsoukalas, Kay Giesecke   +2 more
openaire   +4 more sources

The Role of Financial Forecasting in the Formation of Optimal Loan Portfolios of Ukrainian Banks [PDF]

Облік і фінанси
The variability of social, economic and military factors over time reduces the efficiency of the banking institution. In this regard, managing the bank's loan portfolio, as the primary source of bank profits, should be carried out using progressive ...
Kostiantyn Zatvornytskyi
doaj   +1 more source

THE MEASUREMENT OF CONCENTRATION RISK IN LOAN PORTFOLIOS

Economics & Sociology, 2012
The current financial and economic situation, as well as requirements of consumers changes very quickly. For this reason, banks have to update their portfolio of the services all the time. Nevertheless, lending remains one of the most important and most profit-generating activities for the banks.
Skridulytė, Rita, Freitakas, Eduardas
openaire   +3 more sources

DETERMINANTS OF THE NON-PERFORMING LOAN RATIO IN THE BANKING SECTORS OF CENTRAL AND EASTERN EUROPE COUNTRIES

Фінансово-кредитна діяльність: проблеми теорії та практики, 2021
In the last decade, the quality of loan portfolios has deteriorated significantly in most countries around the world. This is result of the financial crisis, that hit the global economy in 2007—2009.
K. Kil, R. Ciukaj, O. Druhov, N. Gritsenko   +3 more
doaj   +1 more source

COMPLEMENTARITIES BETWEEN LOAN SALES AND STANDBY LETTERS OF CREDIT: A THEORETICAL MODEL [PDF]

Financial Studies
In their traditional function, commercial banks engage in recourse loan sales while evaluating clients’ creditworthiness and assuming risk. However, banks face regulatory constraints that prevent them from fully exploiting this activity.
Vassilios N. GARGALAS, Mario G. CORZO
doaj   +1 more source

THE MODERATING EFFECT OF COST PER LOAN ASSET RATIO ON THE RELATIONSHIP BETWEEN CREDIT RISK AND FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA

The International Journal of Banking and Finance, 2023
In recent years, banks in Nigeria have experienced a significant increase in delinquent loan portfolios, which has contributed immensely to the financial difficulties in this sector.
Isah Shittu, Hannafi Abdulkadir
doaj   +1 more source

THE EVALUATION MODEL OF A COMMERCIAL BANK LOAN PORTFOLIO

Journal of Business Economics and Management, 2008
As in other countries where the traditional banking is dominating, the major part of banks’ assets and loan interest income makes a significant share of banks’ income. Inappropriate loan portfolio evaluation might have negative impact on a commercial bank's performance, the overall banking system, and the economic growth of the country.
Mačerinskienė, Irena, Ivaškevičiūtė, Laura   +1 more
openaire   +4 more sources

Using Discrete Markov Chain Model for Predicting the Behavior of Banks Loan Portfolios [PDF]

مجله مدل سازی در مهندسی, 2017
The main goal of total commercial banks is collect the saving of real and natural persons and allocate them in the form of facilities to industry, service and manufacturing companies. with the Non repayment of facilities from side of customers, the banks
Kazem Ebrahimi, Raheleh Lalee
doaj   +1 more source

Bank loan portfolios and the monetary transmission mechanism [PDF]

Journal of Monetary Economics, 2007
Abstract We study the portfolio behavior of bank loans following a monetary tightening and find that real estate and consumer loans sharply decrease, while commercial and industrial (C&I) loans increase. These responses are compared with responses following non-monetary shocks, which also reduce output but keep interest rates roughly unchanged ...
Den Haan, Wouter, Sumner, Steven, Yamashiro, Guy   +2 more
openaire   +2 more sources