Results 31 to 40 of about 260,668 (259)
Credit securitization and credit derivatives : financial instruments and the credit risk management of middle market commercial loan portfolios [PDF]
, 1998 Banks increasingly recognize the need to measure and manage the credit risk of their loans on a portfolio basis. We address the subportfolio "middle market".
Sabine Henke +5 more
core
Housing as Asset‐Based Welfare in Australia: An Investigation Through a Consumption Lens
Australian Journal of Social Issues, EarlyView.ABSTRACT Housing asset‐based welfare has long been a key component of Australia's social policy. This resonates with a parallel literature identifying a trade‐off between homeownership and the size of nations' welfare states, wherein owner‐occupiers in smaller welfare states tend to come to rely on housing wealth to meet many of their welfare needs ...
Gavin A. Wood +3 more
wiley +1 more source
Sector concentration in loan portfolios and economic capital [PDF]
The purpose of this paper is to measure the potential impact of business-sector concentration on economic capital for loan portfolios and to explore a tractable model for its measurement. The empirical part evaluates the increase in economic capital in a
Masschelein, Nancy, Düllmann, Klaus
core +2 more sources
MICROFINANCE AND FINANCING OF MICRO-ENTREPRENEURSHIP IN BURUNDI
Journal of Management Small and Medium Enterprises (SME's), 2023 This article aims to identify the determinants of financing microenterprises in Burundi by microfinance institutions. Using the logit model and exploiting data from the loan portfolios of Burundian microfinance institutions, the econometric analysis ...
Théogène Nsengiyumva
doaj +1 more source
Volunteering, Crime and Secondary School Attendance: Evidence From Queensland
Australian Journal of Social Issues, EarlyView.ABSTRACT Student absenteeism is a critical issue in Australia and worldwide, with alarming declines in attendance rates further exacerbated by the COVID‐19 pandemic. While research has long highlighted the relevance of school and family factors, less is known about how the broader community context shapes attendance.
Matthias Kubler +5 more
wiley +1 more source
A Real Option Approach to the Valuation of the Default Risk of Residential Mortgages
International Journal of Financial StudiesA significant share of many commercial banks’ portfolios consists of residential mortgage loans provided to individuals and families. This paper examines the default and rational prepayment risk of single-borrower (residential) mortgage loans based on an
Angela C. De Luna López +3 more
doaj +1 more source
Gusau Journal of Accounting and Finance, 2021 The level of non-performing loan in Nigeria has being on the increase without adequate empirical evidence to explain or arrest this ugly situation. Credit risk is one of the prominent areas of focus both by the individual money deposit banks as well as ...
Mohammad Sani Adamu +2 more
doaj
A credit risk model for consumer loan portfolios
, 2007 We propose a credit risk model for consumer loan portfolios in Brazil. Consumer profiles and the risk classification of credit operations are used to segment the portfolios.
Andrade, Fabio Wendling Muniz de +1 more
core +1 more source
Beyond knowledge: Cultivating noncognitive skills and attributes through anatomy education
Anatomical Sciences Education, EarlyView.Abstract Anatomy education has historically prioritized cognitive knowledge acquisition and technical skills, such as spatial awareness and manual dexterity. Noncognitive attributes, essential for early‐stage learners, such as social skills, motivation, emotional intelligence, self‐regulation, self‐efficacy, and resilience, have remained comparatively ...
Renato Lopes Previdelli +1 more
wiley +1 more source
Moderators' perceptions of consistency in Key Stage 2 writing moderation across local authorities
British Educational Research Journal, EarlyView.Abstract This article explores moderators’ perceptions of the consistency of Key Stage 2 (KS2) writing moderation across Local Authorities (LAs) in England, a process central to securing the reliability and fairness of teacher assessment in a high‐stakes accountability system.
Rebecca Clarkson
wiley +1 more source