Results 61 to 70 of about 73,760 (304)
Climate Change Risks and Customer Concentration: Evidence From US‐Listed Firms
Business Strategy and the Environment, EarlyView.ABSTRACT While prior studies have investigated climate risks in supply chains, customer ESG pressures, and shared climate exposure, this paper is, to the best of our knowledge, the first to provide direct empirical evidence on the relationship between climate change risks and firms' customer concentration.
Thi Thuy Trang Nguyen +2 more
wiley +1 more source
Bank Diversification, Competition and Earnings Opacity
Organizations and Markets in Emerging EconomiesThe paper explores the impact of bank diversification on earnings opacity. We aim at offering a comprehensive analysis by focusing on four dimensions of diversification: income, assets, funding, and loan portfolios.
Japan Huynh
doaj +1 more source
Credit risk and loan default among Ghanaian banks: An exploratory study [PDF]
Management Science Letters, 2013 Banks are principally in the interest earning business. The interest earning nature of banks comes with the amount of loans that banks are able to advance to their customers.
Matthew Ntow-Gyamfi +1 more
doaj
Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 2018 This paper has been prepared to describe the regulatory measures regarding Loan classification and provisioning of South East Europe countries like Albania, Bosnia and Herzegovina, Bulgaria, Croatia, Kosovo, Macedonia, Montenegro, Serbia, and Slovenia. A
Albulena Shala +2 more
doaj +1 more source
THE MEASUREMENT OF CONCENTRATION RISK IN LOAN PORTFOLIOS
Economics & Sociology, 2012 The current financial and economic situation, as well as requirements of consumers changes very quickly. For this reason, banks have to update their portfolio of the services all the time. Nevertheless, lending remains one of the most important and most profit-generating activities for the banks.
Skridulytė, Rita, Freitakas, Eduardas
openaire +3 more sources
Business Strategy and the Environment, EarlyView.ABSTRACT Despite the growing interest in ESG performance, limited research explores the mediating role of government policy in the relationship between Fintech, green finance and ESG outcomes. We address this gap by examining how Fintech and green finance influence ESG performance through government policies.
Mandella Osei‐Assibey Bonsu +4 more
wiley +1 more source
Assessing the risk-return trade-off in loan portfolios [PDF]
Journal of Banking & Finance, 2009 This paper analyses the risk and return of loans portfolios in a joint setting. I develop a model to obtain the distribution of loans returns. I use this model to describe the investment opportunity set of lenders using mean-variance analysis with a Value at Risk constraint. I also obtain closed form expressions for the interest rates that banks should
openaire +2 more sources
Digital Transformation for Eco‐Innovation: Evidence From Agriculture 4.0 Adoption in Wine Firms
Business Strategy and the Environment, EarlyView.ABSTRACT Firms face a fundamental strategic dilemma: how to align digital transformation with environmental sustainability while maintaining competitive advantage. Drawing on the eco‐innovation and green business strategy literature, this paper investigates how Agriculture 4.0 technologies act as enablers of sustainability strategies.
Alessandro Muscio +2 more
wiley +1 more source
Standard & Poor’s Small Business Portfolio Model introduces a potential new tool for community development loan risk analysis [PDF]
The Small Business Portfolio Evaluator™ analytical model helps issuers and underwriters to assess the gross default and prepayment risk of small business loan portfolios using a Monte Carlo simulation.
Weili Chen, Winston Chang
core
THE EVALUATION MODEL OF A COMMERCIAL BANK LOAN PORTFOLIO
Journal of Business Economics and Management, 2008 As in other countries where the traditional banking is dominating, the major part of banks’ assets and loan interest income makes a significant share of banks’ income. Inappropriate loan portfolio evaluation might have negative impact on a commercial bank's performance, the overall banking system, and the economic growth of the country.
Mačerinskienė, Irena +1 more
openaire +5 more sources