Results 71 to 80 of about 156,550 (311)
Pitfalls in modeling loss given default of bank loans [PDF]
The parameter loss given default (LGD) of loans plays a crucial role for risk-based decision making of banks including risk-adjusted pricing. Depending on the quality of the estimation of LGDs, banks can gain significant competitive advantage.
Gürtler, Marc, Hibbeln, Martin
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Advanced Science, EarlyView.Geometric constraint reconfiguration enables a rigid–foldable kirigami‐inspired mechanism to switch between twisting, directional translation, and self‐locking states. By encoding multifunctionality directly into its architecture, the mechanism achieves multimodal motion and passive locking without reassembly, providing a compact platform for adaptive ...
Jianlin Wang, Zhongmin Song, Ketao Zhang
wiley +1 more source
The Pricing Effect of Certification on Bank Loans: Evidence from the Syndicated Credit Market [PDF]
This paper provides a direct test of banks' ability to mitigate informational asymmetries. In syndicated loans, lenders' incentive to screen ex ante and monitor ex post borrowers increases with the share they retain; consequently, the higher this share ...
Casolaro, Luca +2 more
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Investigations of the Evolved Molecular Basis for Terpenoid Biosynthesis in Marine Sponges
Advanced Science, EarlyView.Confirming and extending a previous observation in another Bubarida sponge, genomic and functional analyses of A. cavernosa reveal that sponges retain the mevalonate pathway and employ single α‐domain T1TSs and UbiA‐type TSs for terpenoid biosynthesis. The absence of T1TSs clustering with other biosynthetic genes tentatively suggests, based on limited ...
Fangyan Chen +6 more
wiley +1 more source
Large debt financing: syndicated loans versus corporate bonds [PDF]
Following the introduction of the euro, the markets for large debt financing experienced a historical expansion. We investigate the financial factors behind the issuance of syndicated loans for an extensive sample of euro area non-financial corporations.
Marqués-Ibáñez, David +2 more
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Trans-Tasman differences in student loans [PDF]
, 2013 This paper compares student loan and other support arrangements in Australia and New Zealand, with particular reference to the access to these arrangements by citizens of the other country.Both countries provide income contingent student loans to ...
Leonie Doyle
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A Thickness‐Invariant Origami Robot With Integrated Actuation and Multimodal Locomotion
Advanced Science, EarlyView.A thickness‐invariant variation on the Yoshimura origami pattern is used as the basis of a robot, allowing power, actuation, and control systems to be embedded within the thickened panels of the pattern. The robot uses multiple kinematic branches to achieve distinct modes of locomotion, such as walking, running, galloping, and turning. ABSTRACT Origami
Davis Wing +4 more
wiley +1 more source
How Debt and Attainment Relate through the GPA of Non-White College Students
Social SciencesThis study investigated the effects of U.S. student loans on attainment via the GPA of non-white undergraduates. The data for the study were drawn from the 2012/2017 Beginning Postsecondary Students Longitudinal Study (BPS: 12/17), encompassing a ...
Binh Chi Bui
doaj +1 more source
COMMERCIAL BANKS OF UKRAINE DURING THE WAR: NEW TRENDS AND OLD PROBLEMS [PDF]
European Vector of Economic DevelopmentThe article is devoted to the analysis of the peculiarities of the activities of commercial banks in Ukraine during the period of full-scale war.
Yurii A. Zadoia
doaj +1 more source
Relationship loans and information exploitability in a competitive market: loan commitments vs. spot loans [PDF]
Despite the numerous benefits of loan commitments, only 79% of the commercial and industrial loans are made under commitment. I show that two factors limit the use of loan commitments.
Ozgur Emre Ergungor
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