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A Machine Learning Approach for Micro-Credit Scoring
Risks, 2021 In micro-lending markets, lack of recorded credit history is a significant impediment to assessing individual borrowers’ creditworthiness and therefore deciding fair interest rates. This research compares various machine learning algorithms on real micro-
Apostolos Ampountolas +3 more
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Credit Risk Assessment Model for Small and Micro-Enterprises: The Case of Lithuania
Risks, 2019 In this research, trade credit is analysed form a seller (supplier) perspective. Trade credit allows the supplier to increase sales and profits but creates the risk that the customer will not pay, and at the same time increases the risk of the supplier ...
Rasa Kanapickiene, Renatas Spicas
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Jurnal Perspektif Pembiayaan dan Pembangunan Daerah, 2021 This research aimed at analyzing 1) an effect of micro small and medium enterprises on entrepreneurship activity, 2) an effect of micro small and medium enterprises on its performance, 3) an effect of entrepreneurship on micro small and medium ...
Etik Umiyati, Zulfanetti Zulfanetti
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Journal of Accounting and Investment, 2021 Research aims: The purpose of this study was to determine the credit distribution level used as working capital assistance for Micro, Small, and Medium Enterprises (MSMEs) during the COVID-19 pandemic.
Evita Hayatun Nufus +2 more
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THE ROLE OF FINANCIAL INSTITUTIONS (BANKS) IN THE DEVELOPMENT OF UMM IN WEST OF NUSA TENGGARA PROVINCE, INDONESIA [PDF]
Russian Journal of Agricultural and Socio-Economic Sciences, 2020 This research aims to analyze: (1) the effect of credit received on Business Micro Small Medium income; (2) the influence of the competence of human resources (HR) on the income; (3) the influence of entrepreneurship orientation on Business Micro Small ...
Asrin +3 more
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Bank Credit Restructuring for Micro, Small and Medium Enterprises Due to the Covid-19 Pandemic
Batulis Civil Law Review, 2023 The presence of the corona virus or coronavirus disease 2019 (Covid-19) has an impact on all aspects of human life, including in the fields of financial institutions and banking.
Teng Berlianty +2 more
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Disruptive financial innovations: the case of Nigerian micro-entrepreneurs [PDF]
Journal of Business and Socio-Economic Development, 2023 Purpose – Despite the noticeable consequences of disruptive financial innovations, access to finance remains a major factor inhibiting the sustainable-growth potentials of young micro-entrepreneurs in informal settings.
Oluyemi Theophilus Adeosun +2 more
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Mercados y Negocios, 2016 Microcredit has been seen as a way of helping low-income people, primarily women, to survive, by giving them independence and the resources to create their own businesses.
Georgina Sato, Rosario Cota, John Nolton
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Journal of Agricultural Extension, 2008 Various reports have it that poverty is more prevalent among people in rural communities with women being the most vulnerable group. Globally, improved access to micro credit is promoted as an important strategy in the struggle against poverty in ...
J O Saka +4 more
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Micro credit and territory: Portugal as a case study
Notas Económicas, 2012 This paper studies the relations between micro credit and territory, assuming that micro credit is an important instrument for fighting against poverty and social exclusion. Based on a micro-level database provided by ANDC (Associação Nacional de Direito
Joana Afonso, Isabel Mota, Sandra Silva
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