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The Enigma of Mobile Money Systems [PDF]
In this paper we argue that the success of mobile banking models represents an enigma in terms of their replicability to other countries. These models offer the opportunity to diminish the financial exclusion suffered by the poor by offering access to ...
Ernesto M. FLORES-ROUX, Judith MARISCAL
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M-PESA: Finding new ways to serve the unbanked in Kenya [PDF]
Over the past three years, payment strategies for emerging markets have been revolutionized by the advent of a simple cell-phone-based payment service in Kenya called M-PESA (“M” for “mobile” and “pesa” for “money”).
Lonie, Susie
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A prototype mobile money implementation in Nigeria [PDF]
, 2012 Researchers have shown that majority of the populace in the developing nations are rural dwellers that do not have access to basic financial services and are poor.
Akinsiku, D. +4 more
core +1 more source
Sustainable FuturesThe study investigates the financial security threat in mobile money banking and proposes a framework to mitigate it. It examines factors influencing the acceptance of digital money transactions and the security risks in the mobile money ecosystem.
Afful Ekow Kelly
doaj +1 more source
Standardized Payment Procedures as Key Enabling Factor for Mobile Commerce [PDF]
Companies are not going to invest into the development of innovative applications or services unless these can be charged for appropriately. Thus, the existence of standardized and widely accepted mobile payment procedures is crucial for successful ...
Kreyer, Nina +2 more
core +1 more source
Design of Prototype Payment Application System With Near Field Communication (NFC) Technology based on Android [PDF]
, 2012 Since the late 1990s, people have enjoyed a comfortable lifestyle. Mobile devices supported by the development of wireless networks have spread throughout the world.
Ubaya, Huda
core +7 more sources
Users experience of mobile money in Nigeria
2017 IEEE AFRICON, 2017 Mobile money is an upshot of the conventional banking system that creates an opportunity for the financially excluded group of people. It allows the unbanked in the rural areas and the underbanked in the urban centers to have access to financial services.
Sunday Adewale Olaleye +2 more
openaire +3 more sources
Does Mobile Money Adoption Increase Informal Business Performance in Zambia? [PDF]
J Knowl Econ, 2023 Hassan R.
europepmc +1 more source
Cashless economics: the new wave of mobile money [PDF]
, 2016 2017 marks the 10 year anniversary of M-PESA, the digital wallet that transformed financial inclusion and banking starting first in Kenya spreading through much of East Africa.
Kaul, Upaasna
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Monetary theory and electronic money : reflections on the Kenyan experience [PDF]
This article uses a class of models of money and the payments system to inform an analysis of "mobile banking" in the context of the rapid expansion of M-PESA, a new technology in Kenya that allows payments via mobile phones (even without any access to a
Robert Townsend +2 more
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