Racial/Ethnic inequality & contemporary disparities in mortgage lending. [PDF]
O'Neil MM, Roscigno VJ.
europepmc +1 more source
Background Providing accessible CBT for young children identified as at risk for anxiety disorders through screening in schools could reduce later problems. This study aimed to evaluate the effectiveness of parent‐led CBT delivered via online and telephone call support alongside usual school provision, compared to usual school provision only for young ...
Tessa Reardon +30 more
wiley +1 more source
Exploring contemporary public perceptions of historical redlining practices in the United States. [PDF]
Lu Y +5 more
europepmc +1 more source
Bank Capital and Misconduct Incentives
ABSTRACT This paper studies large banks' incentives to engage in misconduct by abusing their dominant position in the market for loans and by mis‐selling an add‐on financial product to depositors. We draw new connections between stability‐focused prudential regulation and misconduct by studying the impact of higher capital requirements on misconduct ...
Jacob Seifert
wiley +1 more source
Relationship of material deprivation with emergency or unplanned healthcare utilisation in adults with chronic obstructive pulmonary disease: analysis from an Asthma+Lung UK survey. [PDF]
Adesibikan A +6 more
europepmc +1 more source
Active ingredients: How actively managed holdings shape target date fund performance and costs
Abstract This paper examines the impact of active funds held by target date funds (TDFs). Results indicate holding more funds with active management benefits TDF performance, on average. The benefit is driven by domestic equity holdings for TDFs that are far from the target date and domestic income holdings for TDFs that are near or past the target ...
D. Eli Sherrill, Kate Upton
wiley +1 more source
Late-Stage Capitalism and the Canadian Polycrisis in Living and Working Conditions: Implications for Health and Means of Responding. [PDF]
Amin R, Raphael D.
europepmc +1 more source
Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj +2 more
wiley +1 more source
Increasing Access, Equitability, and Rigor in the Assessment of Neighborhood Mortgage Discrimination. [PDF]
Moubadder L +7 more
europepmc +1 more source
Household portfolio allocation and stock market beliefs: Evidence from Japanese households
Abstract We analyze data from the Keio Household Panel Survey (KHPS) to investigate how individuals' beliefs about financial markets influence current and planned asset holdings. Our results reveal statistically and economically significant relations between specific beliefs and both present asset allocations and accumulation.
Raslan Alzuabi, Daniel Gray
wiley +1 more source

