The Economic History Review, EarlyView.Abstract During the global economic crisis of 1929–33, deposits in the Dutch commercial banking sector sharply declined as funds shifted to the government‐guaranteed Post Office Savings Bank and other savings institutions. Unlike earlier studies for neighbouring countries, we demonstrate that this shift was driven less by a flight to safety and more by
Ruben Peeters +1 more
wiley +1 more source
Determinants of breast screening participation using small-area data in South Australia: gaining past and future insights from geospatial evidence. [PDF]
Cancer Causes ControlLi M +6 more
europepmc +1 more source
European Management Review, EarlyView.Abstract In the digital era, established organizations face significant challenges in adapting to unfolding changes. This study explores the reciprocal relationship between prospective sensemaking and corporate foresight within a large European bank engaged in digital transformation through its corporate accelerator program.
Anna‐Sofia Yanson +2 more
wiley +1 more source
How Responsive Are Mortgage Lending Conditions to Flood Risk? The Case of the Netherlands
European Financial Management, EarlyView.ABSTRACT We study the link between flood risk and mortgage lending in the Netherlands, a country where approximately 60% of the population resides in flood‐prone areas. Using over 100,000 securitised mortgages issued from 2013 to 2023, our study concludes that credit terms are indistinguishable between areas with and without flood risk. When we use the
Laura Naomi Götz +2 more
wiley +1 more source
Trajectory of longitudinal lending discrimination modifies the efficacy of a skills-based intervention in stroke survivors. [PDF]
J Stroke Cerebrovasc DisWing JJ +5 more
europepmc +1 more source
The Impact of Risk Exposure and Environmental Conditions on European Banking Efficiency
European Financial Management, EarlyView.ABSTRACT This study investigates the determinants of bank cost efficiency in Europe by applying a dynamic Bayesian stochastic frontier approach. We distinguish between two conceptually and empirically separate components of efficiency: (1) an intrinsic component, driven by internal bank features such as size and risk exposure, and (2) an extrThis study
Pilar Gargallo +2 more
wiley +1 more source
Does inhabitant's fertility intention respond to housing status in the urban built environment: evidence from China. [PDF]
Front Public HealthZhuang X +5 more
europepmc +1 more source
How Does the NSFR Regulatory Constraint Affect Profitability and Lending? Evidence From EU Banks
European Financial Management, EarlyView.ABSTRACT This paper analyzes the relationship between long‐term liquidity regulatory constraints, profitability, and lending activities in the EU banking sector. In particular, we examine how Net Stable Funding Ratio (NSFR) liquidity requirements impact the profitability and the core banking activities of 187 banks. Our findings reveal that higher NSFR
Paolo Agnese +3 more
wiley +1 more source
Exploring the impact on emotional wellbeing of having a spouse or cohabiting partner with elevated Problem Gambling Severity Index (PGSI) scores: Secondary analysis of cross-sectional health survey data. [PDF]
AddictionTipping S, Wardle H, Pryce R.
europepmc +1 more source
Life Cycle Consumption and Portfolio Choice Under Real Interest Rate Risk
Financial Management, EarlyView.ABSTRACT We set up a life cycle model with real interest rate risk to demonstrate that real interest rates have implications for optimal household consumption and investments. Lower interest rates lead to higher optimal stock investments and lower consumption.
Marcel Fischer, Natascha Jankowski
wiley +1 more source