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Analytical Implications of Mortgage Lending Value and Bottom Value
Buildings, 2022 This study concerns the analytical formulation and relative implications of bottom value (BV) and mortgage lending value (MLV) regarding properties where the existing building provides an income during its useful life, leaving thereafter only the land ...
Manuela De Ruggiero +2 more
exaly +3 more sources
Mortgage Lending for Slum Clearance
Procedia Engineering, 2015 AbstractThe paper investigates into allocation of treasury funds when major repairs are being funded. Slum clearance is part of major repairs costs. It is shown that mortgage lending can be used to reduce loading on treasury funds and make slum clearance quicker. The world experience in mortgage lending improvement is studied.
Kirill Romanyuk
exaly +2 more sources
Mortgage lending as a mechanism to stimulate investment demand in the context of digitalization [PDF]
SHS Web of Conferences, 2021 Currently, in difficult epidemiological conditions, there are significant changes in all spheres of human life. Also, the negative impact of the coronavirus epidemic (COVID-19) was not spared by such a significant area for humanity as a mortgage ...
Kolmykova Tatiana +3 more
doaj +1 more source
Mortgage Market Analysis: Domestic and International Experience [PDF]
Облік і фінанси, 2023 In the conditions of an economic crisis, the activation of economic activity through mortgage lending becomes crucial, and the study of the development of the mortgage market in the world is necessary for a comprehensive understanding of its impact on ...
Nataliia Sirenko +2 more
doaj +1 more source
Predatory mortgage lending [PDF]
Journal of Financial Economics, 2008 Abstract Regulators express growing concern over predatory loans, which we take to mean loans that borrowers should decline. Using a model of consumer credit in which such lending is possible, we identify the circumstances in which it arises both with and without competition.
Bond, Philip +2 more
openaire +4 more sources
Technologies of virtual reality and perspectives of their application in mortgage lending
E-Management, 2022 The article discusses issues related to the development trends of the Russian mortgage lending market, reveals the essence and substantiates the relevance of the introduction of virtual technologies in the process of providing mortgage loans.
E. I. Shamanina +2 more
doaj +1 more source
BIG DATA PROCESSING ON THE EXAMPLE OF CREDIT SCORING
Journal of Problems in Computer Science and Information Technologies, 2023 The article contains the results of research on the development of a model of a Big Data processing system, analysis and forecasting using Data Mining and machine learning methods in solving the problem of mortgage lending, specifically for analysing ...
Dauren Darkenbayev
doaj +1 more source
The Role of Technology in Mortgage Lending [PDF]
SSRN Electronic Journal, 2018 Technology-based ("FinTech") lenders increased their market share of U.S. mortgage lending from 2% to 8% from 2010 to 2016. Using market-wide, loan-level data on U.S. mortgage applications and originations, we show that FinTech lenders process mortgage applications about 20% faster than other lenders, even when controlling for detailed loan, borrower ...
Fuster, Andreas +3 more
openaire +2 more sources
Possible usage of foreign practice of mortgage lending in Russia [PDF]
E3S Web of Conferences, 2020 The article compares the mechanisms of mortgage lending in Russia and abroad, examines how the methods of German mortgage lending can be applied in Russian practice.
Ushakov Denis +2 more
doaj +1 more source
Mortgage Lending as a Component of Economic Growth
Наукові записки НаУКМА: Економічні науки, 2020 The purpose of the article is to reveal the role and importance of the mortgage lending development to overcome the financial and economic crisis and ensure the positive dynamics of macroeconomic indicators.
Olena Bazilinska, Olena Panchenko
doaj +1 more source