Results 21 to 30 of about 155,783 (311)
Lending Standards in Mortgage Markets [PDF]
Economic Synopses, 2009 While the data seem to suggest that lenders did the right thing by tightening standards and increasing denials...the ongoing financial crisis suggests that they did not tighten them enough.
openaire +2 more sources
Econometric Modeling of the Nonlinear Impact of Mortgage Lending on Housing Construction in Russian Regions [PDF]
AlterEconomicsThis paper analyzes the impact of the mortgage lending market on housing construction in Russian regions. The study uses panel data from 83 Russian regions for 2005–2021 (excluding regions added to the Russian Federation since 2014).
Svetlana N. Kotlyarova +2 more
doaj +1 more source
Benchmarking as a Tool for Providing Analytical Support to Mortgage Lending Operations of a Bank
Статистика України, 2019 The essence of benchmarking is investigated and questions of its organization in the course of mortgage lending operations in the bank are considered as one of the most effective modern tools for improvement of work and achievement of competitive ...
O. B. Hamkalo, K. S. Demkiv
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Is Mortgage Lending by Savings Associations Special? [PDF]
Finance and Economics Discussion Series, 1998 In this paper, we investigate whether elimination of the savings association charter might reduce lending to nontraditional mortgage borrowers. We present a theoretical model of lender portfolio choice, in which nontraditional lenders have some market power and traditional lenders are price-takers in the mortgage market.
Elizabeth Laderman, Wayne Passmore
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Supply driven mortgage choice [PDF]
, 2017 Variable mortgage contracts dominate the UK mortgage market (Miles, 2004). The dominance of the variable rate mortgage contracts has important consequences for the transmission mechanism of monetary policy decisions and systemic risks (Khandani et al ...
Koblyakova, A +3 more
core +1 more source
Beneficium, 2022 The article presents the current state of the market of housing mortgage lending in Russia, analyzes the experience and trends in its further development on the basis of the analysis conducted for the 2005-2022 period.
Valentina N. Berdnikova / Бердникова В. Николаевна +1 more
doaj +1 more source
Neighborhood Information and Home Mortgage Lending [PDF]
Journal of Urban Economics, 1999 Abstract We use individual-level mortgage application data to empirically test for scale economies in neighborhood lending, and find evidence of significant economies associated with the scale of operation of individual lenders in a neighborhood. The inability to exploit these economies of scale is found to explain a substantial portion of the higher
Robert B. Avery +2 more
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Quantifying the Sites of Government, Commercial, and Personal Systems‐Perpetrated Financial Abuse
Australian Journal of Social Issues, EarlyView.ABSTRACT This study explores the institutional systems through which post‐separation financial abuse is perpetrated. While existing measures seek to quantify the harms experienced by women post‐separation, this study draws on financial, welfare and legal service casefiles to identify where such harms occur. Drawing on 76 de‐identified Victorian service
Kay Cook +3 more
wiley +1 more source
Финансы: теория и практика, 2017 Nowadays the residential mortgage lending is a matter of great importance for the socio-economic development of Russia in the context of providing the majority of people with owner-occupied homes.
N. I. Glotova, T. E. Fasenko
doaj +1 more source
Cohesion Without Consensus: Attitudinal Profiles of Social Cohesion in Australia
Australian Journal of Social Issues, EarlyView.ABSTRACT Headline indicators of social cohesion in Australia have remained stable in recent years despite rising political polarisation and declining institutional trust worldwide. Yet recent protests and incidents of ethnically and politically motivated violence suggest that cohesion may be under strain. If cohesion is understood not as the pursuit of
John van Kooy
wiley +1 more source