Results 21 to 30 of about 4,921 (163)
Beneficium, 2022 The article presents the current state of the market of housing mortgage lending in Russia, analyzes the experience and trends in its further development on the basis of the analysis conducted for the 2005-2022 period.
Valentina N. Berdnikova / Бердникова В. Николаевна +1 more
doaj +1 more source
ON THE ISSUE OF THE AVAILABILITY OF SOCIAL MORTGAGES FOR CITIZENS IN NEED OF BETTER HOUSING CONDITIONS [PDF]
Legal Bulletin, 2022 The relevance of research. In recent decades, the term “social mortgage” has been firmly established in the socio-economic space of Russia. Despite the fact that this term is not reflected in federal legislation, the institution of social mortgage has ...
VASILYEVA O.N., YANINA M.S.
doaj +1 more source
Neighborhood Information and Home Mortgage Lending [PDF]
Journal of Urban Economics, 1999 Abstract We use individual-level mortgage application data to empirically test for scale economies in neighborhood lending, and find evidence of significant economies associated with the scale of operation of individual lenders in a neighborhood. The inability to exploit these economies of scale is found to explain a substantial portion of the higher
Robert B. Avery +2 more
openaire +1 more source
Supply driven mortgage choice [PDF]
, 2017 Variable mortgage contracts dominate the UK mortgage market (Miles, 2004). The dominance of the variable rate mortgage contracts has important consequences for the transmission mechanism of monetary policy decisions and systemic risks (Khandani et al ...
Koblyakova, A +3 more
core +1 more source
Access to mortgage credit and housing price dynamics
International Journal of Strategic Property Management, 2016 In real estate studies, arguably the most important topic revolves around what actually affect the price of properties. In addition to various macroeconomic factors, the mortgage industry is also believed to play a major role.
Eddie C. M. Hui, Ivan M. H. Ng
doaj +1 more source
Финансы: теория и практика, 2017 Nowadays the residential mortgage lending is a matter of great importance for the socio-economic development of Russia in the context of providing the majority of people with owner-occupied homes.
N. I. Glotova, T. E. Fasenko
doaj +1 more source
Factors of heterogeneity of mortgage refinancing in the Russian regions
Вестник университета, 2023 During the period of soft monetary policy in Russia, there was heterogeneous regional growth of mortgage refinancing. Social, demographic, economic and financial indicators of the Russian regions explain interregional differences in mortgage refinancing.
E. A. Gafarova
doaj +1 more source
Preferential mortgage: discrimination or differentiation
Вестник университетаMortgage lending is one of the most popular, but expensive types of lending. State participation through incentives increases the attractiveness of mortgages, but at the same time leads to sectoral, territorial, and subjective injustice.
A. V. Romanova +5 more
doaj +1 more source
SHAPING THE VISION OF THE FUTURE IN MORTGAGE HOLDERS
Вестник Кемеровского государственного университета, 2018 The article features some results of an empirical research that defines the specifics of shaping the vision of the future in mortgage holders. The hypothesis under examination states the difference in the vision of the future in mortgage holders, those
Yu. Yu. Neyaskina, O. V. Pukhova
doaj +1 more source
Valuation of Urban Commercial Properties in Nigeria for Secured Lending: Issues and Developments
International Journal of Built Environment and Sustainability, 2018 Valuation for secured lending is required when an interest in real property is used as security for a loan. The outcome of such valuation will help the lending institution to achieve commercial prudence in lending as well as avoid taking undue risk. This
Namnso Bassey Udoekanem
doaj +1 more source