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The Evolution of Mortgage Lending Institutions [PDF]
Journal of Economic History and History of Economics, 2020 The present article describes opportunities for seeking the forms of housing finance, which closely conform to the current needs of the society. The author analyses evolutionary developments of the two main mortgage lending systems, provided either by savings-and-loans banks or by mortgage credit banks. Historical development of loan associations and
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Neighborhood information and home mortgage lending. [PDF]
An examination of how information about a neighborhood affects the level of lending activity in it--specifically, whether lenders deny mortgage applications at higher rates in neighborhoods where they have little experience in evaluating applications and/
Robert B. Avery +2 more
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MODERN APPROACHES TO MORTGAGE LENDING IN FOREIGN ECONOMIC PRACTICE
Вестник университета, 2016 In the article the comparative characteristic of models of mortgage lending in the developed countries is carried out. Advantages and shortcomings of these models are marked out.
R. Khusikhanov
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Potential of the mortgage housing lending market
Интеллект. Инновации. ИнвестицииAt present, mortgage housing lending in Russia continues to be one of the key drivers of growth in the construction sector and plays a significant role in improving housing affordability for the population.
N. I. Parusimova, D. A. Dobrin
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MODELS AND METHODS OF RISK MANAGEMENT IN MORTGAGE LENDING
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article considers different risks of mortgage lending. It describes the basic causes of risks, methods for their identification and evaluation; as well the article lists and analyzes the main methods of reducing the potential damage.
Anna V. Vorobeva
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Dynamics Trends of Russians’ Mortgage Debt in Tightening Macroprudential Policy
Учёт. Анализ. АудитThe Bank of Russia’s macroprudential measures, implemented since 2021, target the growth and structure of Russian household mortgage debt. Tightening these measures over the past three years actualise of the effectiveness and validity of this policy of ...
S. G. Bychkova +2 more
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THE ROLE OF MORTGAGE CREDIT IN ENSURING ECONOMIC GROWTH
Наука Красноярья, 2014 The decision of the important social task - ensuring the availability of housing for the mass of the population of the country, on the one hand, allowed to launch investment, savings, financial and credit mechanisms for ensuring economic growth of the ...
Z. L. Garipova
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The geography of mortgage lending in times of FinTech
, 2019 We analyze how banks’ allocations of mortgage credit across regions change when an online platform enables them to offer to regions where they have no branches, staff or legacy. Unique data from an online platform with offers from different banks to each mortgage application yield three novel findings.
Basten, Christoph, Ongena, Steven
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How Do Predatory Lending Laws Influence Mortgage Lending in Urban Areas? A Tale of Two Cities [PDF]
This paper examines the effects of predatory lending laws in the cities of Chicago and Philadelphia. The level of mortgage activity in each of the cities is compared during the pre- and post-legislative periods relative to other parts of the state to ...
Peter J. Nigro, Keith D. Harvey
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Home mortgage lending by the numbers [PDF]
A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit.
Robert B. Avery +2 more
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