Results 51 to 60 of about 155,783 (311)

The Effects of Monetary Policy in the United Kingdom: New Evidence From SONIA Market Responses

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT This paper constructs a new measure of the UK monetary policy instrument (MPI) using daily changes in the sterling overnight index average (SONIA) around Bank of England policy events from June 1997 to August 2025. The instrument explicitly accounts for pre‐event information and unconventional monetary policy (UMP) using lagged macro‐financial
Ayobami E. Ilori, Lucia M. Murgia
wiley   +1 more source

Assessment of the development of the mortgage market in the regions of Russia

open access: yesПутеводитель предпринимателя, 2020
The article studies the problem of assessment and modeling of mortgage lending in the regions of Russia unstable economic situation. Presents characteristics the current state of mortgage lending in Russia.
E. O. Kuznetsova
doaj  

Financial and estimating indicators for assessment of mortgage lending value

open access: yesAestimum, 2013
The article proposes a calculation criteria for the determination of the mortgage lending value which originates from the application of the financial method (direct capitalisation), by adopting a capitalisation rate calculated by means of the Debt ...
Antonio Benvenuti
doaj   +1 more source

The Evolution of Mortgage Lending Institutions [PDF]

open access: yesJournal of Economic History and History of Economics, 2020
The present article describes opportunities for seeking the forms of housing finance, which closely conform to the current needs of the society. The author analyses evolutionary developments of the two main mortgage lending systems, provided either by savings-and-loans banks or by mortgage credit banks. Historical development of loan associations and
openaire   +1 more source

The Influence of Climate Initiatives on Capital Structure: The Green Halo Effect

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT This paper examines the impact of participation in three climate initiatives—Science Based Targets initiative (SBTi), Carbon Disclosure Project (CDP) and Net Zero Banking Alliance (NZBA)—on the capital structure of financial institutions.
Daniel Ramos‐García   +2 more
wiley   +1 more source

Explainable Fairness in Mortgage Lending

open access: yes
Abstract In this paper we employ explainable artificial intelligence methods to identify unfairness in mortgage lending. Our aim is to reproduce credit lending decisions via explainable machine learning models and, then, assess whether such decisions are fair, particularly in terms of race.
Golnoosh Babaei   +2 more
openaire   +2 more sources

Neighborhood information and home mortgage lending. [PDF]

open access: yes
An examination of how information about a neighborhood affects the level of lending activity in it--specifically, whether lenders deny mortgage applications at higher rates in neighborhoods where they have little experience in evaluating applications and/
Robert B. Avery   +2 more
core  

The Real Effect of Banking Globalisation on Bank Liquidity Creation in China's Banking Sector: Evidence From the Belt and Road Initiative

open access: yesInternational Studies of Economics, EarlyView.
ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi   +3 more
wiley   +1 more source

The peculiarities of mortgage market in Russia in the uncertain time

open access: yesRUDN Journal of Economics, 2012
In the article the author analyzes the key indicators of the mortgage market in Russia. The author determines the factors and directions of further development of the mortgage market.
A S Koshman
doaj  

Texas Department of Savings & Mortgage Lending ... annual report of savings institutions

open access: yes, 2009
Report by the Texas Department of Saving & Mortgage Lending containing information tables with financial information on such things as bank assets, assets of associated business by county and equity ...
Texas. Department of Savings and Mortgage Lending.
core  

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