Results 61 to 70 of about 4,921 (163)

IMPROVING THE SYSTEM OF MORTGAGE CREDITING OF RESIDENTIAL REAL ESTATE IN UKRAINE

open access: yesBaltic Journal of Economic Studies, 2015
The purpose of the article is to improve the system of mortgage crediting of residential real estate in Ukraine. Mortgage lending appeared in Ukraine in the early XVII century, today the actual problem is a small percentage of the banking book long-term ...
Alexander Goloven, Vladimir Korneev
doaj  

Mortgage Default Rates and Borrower Race [PDF]

open access: yes
We estimate a mortgage default model with national data on conventional mortgages that were current from 1986 to 1992. Our analysis confirms the results of previous analyses of Federal Housing Authority mortgages: Black households have higher marginal ...
Richard Anderson, James VanderHoff
core  

Effects of housing stability and contemporary mortgage lending bias on breast cancer stage at diagnosis among older women in the United States

open access: yesCancer Medicine
Background Interventions aimed at upstream factors contributing to late‐stage diagnoses could reduce disparities and improve breast cancer outcomes.
Nicole Rademacher   +7 more
doaj   +1 more source

Statistical Evidence of Mortgage Redlining? A Cautionary Tale [PDF]

open access: yes
Statistical analyses of mortgage redlining at the neighborhood level have fueled the debate over the existence of racial redlining in mortgage lending, both "proving" and "disproving" that redlining exists, depending upon the type of model used.
Clifford V. Rossi   +1 more
core  

The impact of local predatory lending laws [PDF]

open access: yes
Local authorities in North Carolina, and subsequently in at least 23 other states, have enacted laws intending to reduce predatory and abusive lending.
Anthony Pennington-Cross, Giang Ho
core  

ClearPath Lending

open access: yes, 2020
Launched in 2012, ClearPath Lending mortgage professionals are experts in their field and many are ranked among the best nationally. Unlike many mortgage companies in California whose primary sales point is rates and high pressure sales, our team of ...
ClearPath Lending
core   +1 more source

FINANCIAL ASPECTS OF HUMAN SECURITY

open access: yesВестник Северо-Кавказского федерального университета, 2022
The author examines the concept of security, financial security of a person, problems and trends in lending, mortgage housing loans and car loans to individuals.
Elena Astakhova   +3 more
doaj  

A Monte Carlo examination of bias tests in mortgage lending [PDF]

open access: yes
An exploration of the effectiveness of testing procedures in uncovering discrimination by mortgage lenders, reflecting perceived shortcomings in the scope of data provided by the Home Mortgage Disclosure Act, which indicates that the rejection rate for ...
Paul W. Bauer, Brian A. Cromwell
core  

Modelling Credit in the Irish Mortgage Market [PDF]

open access: yes
The sharp decline in the performance of international property markets has been central to the financial distress experienced globally. The Irish housing market experienced particularly strong rates of price increases and heightened activity levels by ...
McQuinn, Kieran   +2 more
core   +2 more sources

Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market

open access: yes
This paper links the current subprime mortgage crisis to a decline in lending standards associated with the rapid expansion and changes in the structure of this market.
Laeven, L., Igan, D., Dell’Ariccia, G.
core  

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