Results 61 to 70 of about 155,783 (311)
Journal of Applied Econometrics, EarlyView.ABSTRACT We introduce EA‐MD‐QD, a new publicly available dataset comprising 1136 macroeconomic time series for the euro area (EA) and its ten largest member countries observed at monthly or quarterly frequency. Since January 2024, EA‐MD‐QD has been updated monthly and continuously revised, providing a valuable resource for policy analysis in the EA ...
Matteo Barigozzi +2 more
wiley +1 more source
Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market [PDF]
This paper links the current subprime mortgage crisis to a decline in lending standards associated with the rapid expansion and changes in the structure of this market.
Laeven, L., Igan, D., Dell’Ariccia, G.
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Public Administration and Development, EarlyView.ABSTRACT This study compares policy responses to persistent low fertility in Korea and Hungary, two countries facing similar demographic pressures but embedded in distinct institutional settings. It asks whether the diffusion of pronatalist policies has produced convergence in the design, implementation, and effects of fertility policy in these cases ...
Kilkon Ko, M. Jin Lee, Tamás Pesuth
wiley +1 more source
How Do Predatory Lending Laws Influence Mortgage Lending in Urban Areas? A Tale of Two Cities [PDF]
This paper examines the effects of predatory lending laws in the cities of Chicago and Philadelphia. The level of mortgage activity in each of the cities is compared during the pre- and post-legislative periods relative to other parts of the state to ...
Peter J. Nigro, Keith D. Harvey
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Urban Housing Markets and Sustainability Risk: Empirical Evidence From South African Cities
Sustainable Development, EarlyView.ABSTRACT Despite the global shift toward sustainability and rising expectations for socially and environmentally responsible housing, evidence from South Africa's urban markets remains limited and underexplored. This study examines how sustainability‐related vulnerabilities shape downside housing risk across 60 cities between 2002 and 2021.
Bereket A. Ataro +2 more
wiley +1 more source
MODERN APPROACHES TO MORTGAGE LENDING IN FOREIGN ECONOMIC PRACTICE
Вестник университета, 2019 In the article the comparative characteristic of models of mortgage lending in the developed countries is carried out. Advantages and shortcomings of these models are marked out.
R. Khusikhanov
doaj
MODELS AND METHODS OF RISK MANAGEMENT IN MORTGAGE LENDING
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article considers different risks of mortgage lending. It describes the basic causes of risks, methods for their identification and evaluation; as well the article lists and analyzes the main methods of reducing the potential damage.
Anna V. Vorobeva
doaj +1 more source
The geography of mortgage lending in times of FinTech
, 2019 We analyze how banks’ allocations of mortgage credit across regions change when an online platform enables them to offer to regions where they have no branches, staff or legacy. Unique data from an online platform with offers from different banks to each mortgage application yield three novel findings.
Basten, Christoph, Ongena, Steven
openaire +1 more source
Home mortgage lending by the numbers [PDF]
A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit.
Robert B. Avery +2 more
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Moral Economies of Debt Forgiveness and Enforcement in Postcrisis Iceland
Economic Anthropology, EarlyView.ABSTRACT Who deserves financial relief in times of crisis, and on what grounds? The 2008 collapse of Iceland's banking system prompted state intervention to mitigate household indebtedness, including forbearance, pension withdrawals, repayment adjustments, and debt reductions.
Timothy Heffernan
wiley +1 more source