Results 81 to 90 of about 4,921 (163)

A primer on the mortgage market and mortgage finance [PDF]

open access: yes
This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions.
Daniel L. Thornton, Daniel J. McDonald
core  

SUBPRIME MORTGAGES AND LENDING BUBBLES

open access: yesBuletin Ekonomi Moneter dan Perbankan, 2018
We consider a model with two types of households; the poor with no initial endowment and the rich with positive endowment; and two types of assets; properties in a poor area and properties in a rich area. In the model, poor agents need credit to buy an asset whereas the rich can draw from their endowment.
openaire   +2 more sources

Mortgage default and mortgage valuation [PDF]

open access: yes
We study optimal exercise by mortgage borrowers of the option to default. Also, we use an equilibrium valuation model incorporating default to show how mortgage yields and lender recovery rates on defaulted mortgages depend on initial loan-to-value ...
Stephen F. LeRoy   +2 more
core  

FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION

open access: yesВестник университета, 2019
The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj  

Assessing current state and prospects for housing construction development in the Far Eastern Federal District of the Russian Federation

open access: yesВестник университета
Housing commissioning in the Far Eastern Federal District of the Russian Federation was low until 2019, which resulted in housing availability lower than the national average.
A. P. Alekseenko   +2 more
doaj   +1 more source

FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION

open access: yesВестник университета, 2016
The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj  

The sub prime crisis : implications for emerging markets [PDF]

open access: yes
This paper discusses some of the key characteristics of the U.S. subprime mortgage boom and bust, contrasts them with characteristics of emerging mortgage markets, and makes recommendations for emerging market policy makers.
Gwinner, William B., Sanders, Anthony
core  

Misaligned Incentives and Mortgage Lending in Asia

open access: yes
This paper provides a conceptual basis for the price discovery potential for tradable market instruments and specifically the development of mortgage securitization in Asia and the potential dangers of such markets. Nonetheless we argue for the potential
Susan Wachter   +3 more
core  

Educational credit as an independent type of crediting in the sphere of higher professional education

open access: yesПутеводитель предпринимателя, 2020
The article considers the educational credit as a standalone product of crediting in the sphere of higher professional education. The analysis of terminological approaches to defining the essence of banking, consumer and public types of credit and are ...

doaj  

Redlining, reinvestment, and racial segregation: a bayesian spatial analysis of mortgage lending trajectories and firearm-related violence

open access: yesInjury Epidemiology
Background In the United States, firearm-related violence disproportionately impacts low-income, racially segregated communities more than affluent, predominantly White neighborhoods. This trend stems from historical disinvestment, discriminatory lending
Gia Barboza-Salerno   +3 more
doaj   +1 more source

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