Results 101 to 110 of about 4,921 (163)
Neighborhood Subprime Lending and the Performance of Community Reinvestment Mortgages [PDF]
This study analyzes the spillover effect of the spatial concentration of subprime lending on the performance of recently originated community reinvestment mortgages targeting low- to moderate-income borrowers.
Lei Ding +2 more
core
The Economics of Mortgage Terminations: Implications for Mortgage Lenders and Mortgage Terms [PDF]
The paper begins with the development of models explaining the mortgage refinancing and assumption decisions of households Having identified the economic variables influencing these decisions, we then simulate the models for different values to determine
Kevin E. Villani +2 more
core
Subprime lending over time: the role of race [PDF]
Analyzes the racial gap in subprime mortgages over time. The study estimates a portion of the gap that cannot be attributed to such characteristics as income, credit score, loan amount, degree of documentation, denial rate, residence in a minority tract,
Marvin M. Smith, Chrisy Chung Hevener
core
Government response to home mortgage distress: lessons from the Great Depression [PDF]
The Great Depression was the worst macroeconomic collapse in U.S. history. Sharp declines in household income and real estate values resulted in soaring mortgage delinquency rates.
David C. Wheelock
core
The Anatomy of a Residential Mortgage Crisis: A Look Back to the 1930s [PDF]
Looking back to the 1930s provides the opportunity to examine one severe mortgage crisis as we live through another. This paper examines the development of the residential mortgage market during the 1920s, the institutional disruptions that occurred in ...
Kenneth A. Snowden
core
The Interaction between Mortgage Financing and Housing Prices in Greece [PDF]
Although the close empirical relationship between the evolution of mortgage lending and housing prices is well established in the literature, the direction of causation is less clear from a theoretical standpoint.
Sophocles N. Brissimis +1 more
core
Who defaults on their home mortgage?
Since February 2010, detailed information on every home mortgage default and foreclosure in New York State must be filed with the New York State Banking Department (NYSBD).
Doviak, Eric, MacDonald, Sean
core
The Future of the Government Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market [PDF]
This paper analyzes options for reforming the U.S. housing finance system in view of the failure of Fannie Mae and Freddie Mac as government sponsored enterprises (GSEs).
John M. Quigley, Dwight Jaffee
core