Results 111 to 120 of about 4,921 (163)
Screening Mortgage Default Risk: A Unified Theoretical Framework [PDF]
This study developed a unified framework for theoretically analyzing a set of mortgage attributes that screens borrower types according to their unobservable default risk.
Danny Ben-Shahar
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Thrifty Viability and Traditional Mortgage Lending: A Simultaneous Equations Analysis of the Risk-Return Trade-Off [PDF]
A number of studies have argued that the thrift industry is not viable as it is presently structured and regulated because mortgage yields are inadequate to cover interest and operating costs.
M. Cary Collins +2 more
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A Model of Mortgage Default [PDF]
This paper solves a dynamic model of a household's decision to default on its mortgage, taking into account labor income, house price, inflation, and interest rate risk.
John Y. Campbell, João F. Cocco
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The Influence of Race in Residential Mortgage Closings [PDF]
This study examines how applicants identified as Asian, Black or Hispanic differ in mortgage closing outcomes compared to the remaining applicants. First, the findings show that minority applicants are somewhat less likely to close a loan for purchase ...
John P. McMurray, Thomas A. Thomson
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Survey of mortgage lending activity.
No longer available via Internet.Description based on: 1st quarter 1986; title from caption.Vols. for 4th quarter 1989-1st quarter 1990 not distributed to depository libraries.At head of title: News release.American statistics indexMode of access ...
United States. Dept. of Housing and Urban Development. +1 more
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THE CONDITION AND PROBLEMS OF MORTGAGE LENDING
Vektor nauki Tol'yattinskogo gosudarstvennogo universiteta. Seriya Ekonomika i upravlenie, 2017 N. N. Kulakova, M. G. Semenenko
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Mortgage lending in PJSC "Sberbank"
TRENDS IN THE DEVELOPMENT OF SCIENCE AND EDUCATION, 2020 YO.F.u. Rahmonov, A.A. Kodirov
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INDIVIDUAL. SOCIETY. STATE. Proceedings of the International Student and Teacher Scientific and Practical Conference, 2023
Mortgages are an important support in the lives of many people. The demand for mortgages has been growing rapidly in recent years. A large part of the society is not able to make large enough savings to be able to afford to buy real estate for the accumulated funds, therefore the opportunity to receive a mortgage loan is the only option for buying a ...
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Mortgages are an important support in the lives of many people. The demand for mortgages has been growing rapidly in recent years. A large part of the society is not able to make large enough savings to be able to afford to buy real estate for the accumulated funds, therefore the opportunity to receive a mortgage loan is the only option for buying a ...
openaire +2 more sources
The Disappearance of Race in Mortgage Lending*
Economic Geography, 2002Abstract: In the past 25 years, housing researchers, governmental regulators, industry advocates, and community activists have all relied on a unified analytical infrastructure that was developed in the 1970s to monitor racial and geographic inequalities in U.S. housing markets. Since the mid‐1990s, however, several developments in the housing finance
Elvin K. Wyly, Steven R. Holloway
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Discrimination in Mortgage Lending
Journal of Policy Analysis and Management, 1982This book substitutes rigorous and systematic analysis for the undocumented claims that have characterized the debate on "redlining"--the denial of mortgage money to poorer neighborhoods. In addition, Schafer and Ladd discuss discrimination against individuals, appraisal practices, and the likelihood of default, analyze recent policy decisions, and ...
James R. Follain +2 more
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