Results 131 to 140 of about 155,783 (311)

Information Capitalization in the Housing Market: Evidence from Land Leases

open access: yesReal Estate Economics, EarlyView.
Abstract This paper provides causal evidence on the reaction of housing market participants to information shocks regarding a complex policy scheme affecting the future user cost of housing. We study the capitalization of large future land rent increases into transaction prices of residential units located on leasehold land in Helsinki, Finland.
Heidi Falkenbach   +3 more
wiley   +1 more source

FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION

open access: yesВестник университета, 2016
The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj  

RELIABILITY OF MORTGAGE VALUATION FOR INSTITUTIONAL LENDING IN NIGERIA

open access: yesInternational Journal of Strategic Property Management, 2004
The growing number of distressed banks in Nigeria and the recognition of mortgage valuation as a measure of investment performance of collaterals to mitigate the risks of loan underwriting process necessitates this study. It examined whether open market valuations of mortgage properties were a good proxies for their sale prices.
openaire   +3 more sources

Who defaults on their home mortgage? [PDF]

open access: yes
Since February 2010, detailed information on every home mortgage default and foreclosure in New York State must be filed with the New York State Banking Department (NYSBD).
Doviak, Eric, MacDonald, Sean
core  

Seeing Clearly or Bracing for Impact? The Tug‐of‐War Between Neutrality and Conservatism in Financial Reporting Voir clair ou se préparer à l'impact? Le bras de fer entre neutralité et conservatisme en matière d'information financière

open access: yesAccounting Perspectives, EarlyView.
ABSTRACT A long‐standing debate exists between neutrality and conservatism in financial reporting. This debate has gained momentum following the 2010 FASB decision to remove the term conservatism from its Conceptual Framework. While neutrality is now promoted as a cornerstone of faithful representation, conservatism remains embedded in numerous ...
Rahat Jafri   +2 more
wiley   +1 more source

Assessing current state and prospects for housing construction development in the Far Eastern Federal District of the Russian Federation

open access: yesВестник университета
Housing commissioning in the Far Eastern Federal District of the Russian Federation was low until 2019, which resulted in housing availability lower than the national average.
A. P. Alekseenko   +2 more
doaj   +1 more source

Bankruptcy exemptions, credit history, and the mortgage market. [PDF]

open access: yes
We develop and test a model of mortgage underwriting, with particular reference to the role of credit bureau scores. In our model scores are used in a standardized fashion, which reflects the prevalence of automated underwriting in industry practice.
Souphala Chomsisengphet, Ronel Elul
core  

How Do Forward‐Looking Estimates of Credit Losses Affect the Judgments of Financial Statement Users? Comment les estimations prospectives des pertes sur créances influencent‐elles les jugements des utilisateurs des états financiers?

open access: yesContemporary Accounting Research, EarlyView.
ABSTRACT Financial accounting standard setters recently changed the accounting for estimates involving credit risk. The change shifted the accounting from an incurred‐loss model (ILM), which is based on credit‐risk conditions that exist at the time of the estimate, to a model based on expected credit losses over the life of the asset in question (ELM),
Lisa Koonce   +3 more
wiley   +1 more source

Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]

open access: yes
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
core   +2 more sources

Availability of mortgage lending

open access: yesTRENDS IN THE DEVELOPMENT OF SCIENCE AND EDUCATION, 2020
YO.F.u. Rahmonov, L.A. Apanasyuk
openaire   +1 more source

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