Results 121 to 130 of about 4,921 (163)

Mortgage lending and the entrepreneur

Applied Economics Letters, 2002
While existing literature assumes that financial institutions penalize entrepreneurs because of this group's perceived higher income risk, this paper contends the opposite, owing to, for example, potentially profitable customer relationships that financial institutions might have with entrepreneurs and the stylized fact that these institutions provide ...
Alberto Davila, Erika Mendez
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Mortgage Lending and Gender

Affilia, 2000
This article analyzes 1992 data from the Home Mortgage Disclosure Act for the city and county of St. Louis, MO. The primary hypothesis was that controlling for relevant factors, women would be more likely than men to be denied home loans. The findings contradict the hypothesis and suggest that men are slightly more likely than women to be denied ...
Cynthia K. Sanders, Edward Scanlon
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The supply of mortgage lending

Journal of Urban Economics, 1986
Abstract This paper estimates the elasticity of supply of mortgage lending and tests the impact of the “availability” of funds on the markets for new housing and mortgage loans. Depending upon whether mortgage relative to total lending or the mortgage, Aaa bond yield differential is taken as the left-hand variable, the supply elasticity is found to ...
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Recent Institutional Arrangements in Mortgage Lending

The Journal of Finance, 1958
1. See F. Lavington, The English Capital Market (London, 1921), pp. 107-8. This discussion of the significance of the law to create a security and make it an effective means of attracting capital is rare in the analysis of operation of capital markets or corporate financing.
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Gender Equality in Mortgage Lending

Real Estate Economics, 2017
AbstractUsing a sample of 30‐year fixed‐rate subprime mortgage loans, this article empirically examines whether gender inequality exists in the mortgage market, specifically whether a borrower's gender affects the loan contract rate charged, beyond the impact of the borrower's probability of default and prepayment.
Lu Fang, Henry J. Munneke
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CHANGING INSTITUTIONAL PATTERNS OF MORTGAGE LENDING

The Journal of Finance, 1950
AN ATTEMPT TO SUMMARIZE recent institutional changes in mortgage lending requires a review of some of the outstanding characteristics of recent decades which have created the environment in which institutional change has occurred. Such a review can make no pretense of presenting a complete statistical picture-the data are too fragmentary and scattered.
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Discrimination in Mortgage Lending

2007
Mortgage market discrimination has been categorized as blatant treatment, differential treatment, and adverse impact. Blatant treatment involves explicit refusal to lend or explicit lending policies that consider prohibited demographic characteristics, race, sex, and ethnicity.
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Mortgage Lending in Boom Times

1947
Proceedings of the Western Farm Economics Association Twentieth Annual Meeting, Logan UT, June 25-27 ...
Hunt, Glen A., Hunt, Glen A.
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Mortgages and Mortgage Lending: theoretical aspects

2013
Досліджено сутність понять “іпотека”, “іпотечний кредит” та “іпотечне кредитування”.
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REDLINING AND MORTGAGE LENDING IN SACRAMENTO∗

Annals of the Association of American Geographers, 1979
ABSTRACT Neighborhoods throughout the Sacramento, California, metropolitan area did not receive equal amounts of mortgage loans during 1976. Mortgage lending by banks and savings and loan associations varies with the social status, ethnicity, and age of neighborhoods. Individual lenders differ greatly in their activity in minority areas. The pattern of
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