Bankruptcy exemptions, credit history, and the mortgage market. [PDF]
We develop and test a model of mortgage underwriting, with particular reference to the role of credit bureau scores. In our model scores are used in a standardized fashion, which reflects the prevalence of automated underwriting in industry practice.
Souphala Chomsisengphet, Ronel Elul
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Mortgage reform and the countercyclical role of the Federal Housing Administration's mortgage mutual fund insurance [PDF]
It has been 75 years since the Federal Housing Administration (FHA) was established and it is again serving as the primary backstop in the current housing market downturn, insuring roughly 39 percent of all new purchase loans.
Brent C. Smith
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The Pricing of Home Mortgage Loans to Minority Borrowers: How Much of the APR Differential Can We Explain? [PDF]
The public releases of the 2004 and 2005 HMDA data have engendered a lively debate over the pricing of mortgage credit and its implications regarding the treatment of minority mortgage borrowers. This research uses aggregated proprietary data provided by
Marsha J. Courchane
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Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
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ROLE OF MORTGAGE LENDING IN DEVELOPMENT OF THE WORLD FINANCIAL MARKET
Вестник университета, 2019 At the present stage of development of the world economy mortgage lending is the effective instrument of development of the financial markets of foreign countries.
R. Khusikhanov
doaj
Availability of mortgage lending
TRENDS IN THE DEVELOPMENT OF SCIENCE AND EDUCATION, 2020 YO.F.u. Rahmonov, L.A. Apanasyuk
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The effect of neighborhood contagion on mortgage selection [PDF]
In this paper we conduct an empirical investigation of how neighborhood mortgage adoption contagion affects mortgage product choice, with an emphasis on Hispanic borrowers.
Rajdeep Sengupta +1 more
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ROLE OF MORTGAGE LENDING IN DEVELOPMENT OF THE WORLD FINANCIAL MARKET
Вестник университета, 2016 At the present stage of development of the world economy mortgage lending is the effective instrument of development of the financial markets of foreign countries.
R. Khusikhanov
doaj
Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers [PDF]
As the role of mortgage brokers in mortgage origination grew from insignificant in the 1980s to dominant in recent years, questions have arisen about whether its services help or harm consumers.
Morris M. Kleiner, Richard M. Todd
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Change and Progress in Contemporary Mortgage Markets [PDF]
Changes in political attitudes toward subsidizing mortgage loans and in technologies for transacting mortgage loans and for pooling and refinancing individual mortgage contracts threaten to remake the face of U.S. mortgage markets.
Edward J. Kane
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