Results 11 to 20 of about 155,783 (311)
The Role of Technology in Mortgage Lending [PDF]
SSRN Electronic Journal, 2018 Technology-based ("FinTech") lenders increased their market share of U.S. mortgage lending from 2% to 8% from 2010 to 2016. Using market-wide, loan-level data on U.S. mortgage applications and originations, we show that FinTech lenders process mortgage applications about 20% faster than other lenders, even when controlling for detailed loan, borrower ...
Fuster, Andreas +3 more
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Mortgage lending market in Russia in terms of exit out of the pandemic
Экономика и управление, 2022 Aim. The work aimed to summarize the results of the development of the mortgage lending market during the acute phase of the COVID-19 pandemic and predict its development in the near future.Tasks.
M. N. Koniagina, A. A. Khashaev
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Possible usage of foreign practice of mortgage lending in Russia [PDF]
E3S Web of Conferences, 2020 The article compares the mechanisms of mortgage lending in Russia and abroad, examines how the methods of German mortgage lending can be applied in Russian practice.
Ushakov Denis +2 more
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Mortgage Lending as a Component of Economic Growth
Наукові записки НаУКМА: Економічні науки, 2020 The purpose of the article is to reveal the role and importance of the mortgage lending development to overcome the financial and economic crisis and ensure the positive dynamics of macroeconomic indicators.
Olena Bazilinska, Olena Panchenko
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A New Look on the Profitability of Fixed and Indexed Mortgage Products
Mathematics, 2023 This study presents a novel approach to analyzing the present value of total profit for fixed and indexed mortgage products in order to determine the optimal mortgage interest rate that would maximize the bank’s expected total profit based on applying ...
Paoyu Huang +3 more
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Mortgage Lending and Financial Stability in Asia [PDF]
SSRN Electronic Journal, 2015 We estimated the effect of the share of mortgage lending by individual banks (together with some control variables) on two measures of financial stability — the bank Z-score and the non-performing loan ratio — for a sample of 397 banks in 19 emerging Asian economies for the period 2003–2014 from the Bankscope database.
Morgan, Peter J., Zhang, Yan
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MORTGAGE AS A TOOL FOR ADDRESSING HOUSING NEEDS
Фінансово-кредитна діяльність: проблеми теорії та практики, 2019 Mortgage lending is investigated as an effective tool for solving residential problems of the country’s population. The advantages and disadvantages of types of mortgage loans and models of the mortgage market are considered.
V. V. Volkova, N. І. Volkova
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Регионология, 2021 Introduction. Mortgage lending plays an important role both for the banking system and for the country’s economy as a whole. In addition to the main function of providing people with comfortable housing, mortgage system development stimulates various ...
Anatoly A. Volkov
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Best practice methods for estimating sustainable long-term value for lending purpose [PDF]
Journal of Social Sciences, 2022 Mortgage lending creates risks for consumers who resort to loans as well as for credit institutions that make lending decisions. One way to ensure that the potential risks associated with mortgage lending are properly managed is through the value and ...
VOLOSATÎI, Carolina, ALBU, Svetlana
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MORTGAGE LENDING IN THE AGRICULTURAL ECONOMY: OPPORTUNITIES AND RISKS
Фінансово-кредитна діяльність: проблеми теорії та практики, 2019 The development of the agrosphere is possible through the development of all areas of the mortgage (mortgages of agricultural land). However, the efficiency of mortgage lending in agriculture is low.
Ruslana Sodoma +3 more
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