Results 11 to 20 of about 4,921 (163)
A New Look on the Profitability of Fixed and Indexed Mortgage Products
Mathematics, 2023 This study presents a novel approach to analyzing the present value of total profit for fixed and indexed mortgage products in order to determine the optimal mortgage interest rate that would maximize the bank’s expected total profit based on applying ...
Paoyu Huang +3 more
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Mortgage Lending and Financial Stability in Asia [PDF]
SSRN Electronic Journal, 2015 We estimated the effect of the share of mortgage lending by individual banks (together with some control variables) on two measures of financial stability — the bank Z-score and the non-performing loan ratio — for a sample of 397 banks in 19 emerging Asian economies for the period 2003–2014 from the Bankscope database.
Morgan, Peter J., Zhang, Yan
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Регионология, 2021 Introduction. Mortgage lending plays an important role both for the banking system and for the country’s economy as a whole. In addition to the main function of providing people with comfortable housing, mortgage system development stimulates various ...
Anatoly A. Volkov
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Best practice methods for estimating sustainable long-term value for lending purpose [PDF]
Journal of Social Sciences, 2022 Mortgage lending creates risks for consumers who resort to loans as well as for credit institutions that make lending decisions. One way to ensure that the potential risks associated with mortgage lending are properly managed is through the value and ...
VOLOSATÎI, Carolina, ALBU, Svetlana
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MORTGAGE AS A TOOL FOR ADDRESSING HOUSING NEEDS
Фінансово-кредитна діяльність: проблеми теорії та практики, 2019 Mortgage lending is investigated as an effective tool for solving residential problems of the country’s population. The advantages and disadvantages of types of mortgage loans and models of the mortgage market are considered.
V. V. Volkova, N. І. Volkova
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MORTGAGE LENDING IN THE AGRICULTURAL ECONOMY: OPPORTUNITIES AND RISKS
Фінансово-кредитна діяльність: проблеми теорії та практики, 2019 The development of the agrosphere is possible through the development of all areas of the mortgage (mortgages of agricultural land). However, the efficiency of mortgage lending in agriculture is low.
Ruslana Sodoma +3 more
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Lending Standards in Mortgage Markets [PDF]
Economic Synopses, 2009 While the data seem to suggest that lenders did the right thing by tightening standards and increasing denials...the ongoing financial crisis suggests that they did not tighten them enough.
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Econometric Modeling of the Nonlinear Impact of Mortgage Lending on Housing Construction in Russian Regions [PDF]
AlterEconomicsThis paper analyzes the impact of the mortgage lending market on housing construction in Russian regions. The study uses panel data from 83 Russian regions for 2005–2021 (excluding regions added to the Russian Federation since 2014).
Svetlana N. Kotlyarova +2 more
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Benchmarking as a Tool for Providing Analytical Support to Mortgage Lending Operations of a Bank
Статистика України, 2019 The essence of benchmarking is investigated and questions of its organization in the course of mortgage lending operations in the bank are considered as one of the most effective modern tools for improvement of work and achievement of competitive ...
O. B. Hamkalo, K. S. Demkiv
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Is Mortgage Lending by Savings Associations Special? [PDF]
Finance and Economics Discussion Series, 1998 In this paper, we investigate whether elimination of the savings association charter might reduce lending to nontraditional mortgage borrowers. We present a theoretical model of lender portfolio choice, in which nontraditional lenders have some market power and traditional lenders are price-takers in the mortgage market.
Elizabeth Laderman, Wayne Passmore
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