Results 41 to 50 of about 37,947 (265)
A New Look on the Profitability of Fixed and Indexed Mortgage Products
Mathematics, 2023 This study presents a novel approach to analyzing the present value of total profit for fixed and indexed mortgage products in order to determine the optimal mortgage interest rate that would maximize the bank’s expected total profit based on applying ...
Paoyu Huang +3 more
doaj +1 more source
Housing as Asset‐Based Welfare in Australia: An Investigation Through a Consumption Lens
Australian Journal of Social Issues, EarlyView.ABSTRACT Housing asset‐based welfare has long been a key component of Australia's social policy. This resonates with a parallel literature identifying a trade‐off between homeownership and the size of nations' welfare states, wherein owner‐occupiers in smaller welfare states tend to come to rely on housing wealth to meet many of their welfare needs ...
Gavin A. Wood +3 more
wiley +1 more source
‘These reforms have teeth’: The affective dimensions of teacher education policy enactment
British Educational Research Journal, EarlyView.Abstract The affective dimensions of education policy enactment have often received less attention in the research literature, especially regarding teacher education policy. This article reports on a study of the affective responses of university‐based teacher educators in England to the significant initial teacher education reforms of 2019–2022: the ...
Ian Cushing, Viv Ellis
wiley +1 more source
The role of insurers in driving post-hurricane risk reduction investments
npj Natural HazardsTo protect households and communities from growing losses due to natural disasters and stabilize climate-stressed insurance markets, investments in cost-effective risk reduction must be expanded.
Carolyn Kousky, Xuesong You
doaj +1 more source
Mortgaging Europe’s Periphery [PDF]
Studies in Comparative International Development, 2017 This paper asks why peripheral European countries have been particularly vulnerable to housing and mortgage booms in recent decades; how these booms have shaped their exposure to the global financial crisis (GFC), and how the GFC has affected peripheral housing finance.
openaire +6 more sources
Funding Costs and Liquidity Creation: Does ESG Play Any Role?
Business Strategy and the Environment, EarlyView.ABSTRACT This study examines how banks' funding costs affect liquidity creation and whether environmental, social, and governance (ESG) performance shapes this relationship. Using panel data for 136 U.S. commercial banks from 2005 to 2022, we show that higher funding costs are associated with lower liquidity creation, indicating that more expensive ...
Sattam Bin Kowibeen +2 more
wiley +1 more source
THE NATIONAL MORTGAGE INSURANCE CORPORATION: THE CONCEPT, ROLE AND IMPORTANCE
Pravo, 2015 THE National mortgage insurance corporation in Serbia has insured more than 80.000 loans since its establishment. Its existence has contributed to a large number of citizens obtain a housing loan, because a mortgage insurance achieves a lower interest ...
Vladana Petrakis
doaj
Climate Change Risk and Financial Stability: Implications for European Banking Institutions
Business Strategy and the Environment, EarlyView.ABSTRACT This study examines whether climate change risk weakens banking‐system stability in the European Union and assesses how renewable energy adoption and energy‐related taxation moderate this relationship. Using panel data for 27 EU countries from 2012 to 2022 and applying fixed‐effects OLS, two‐stage least squares (2SLS), and robust generalized ...
Md Yousuf Ali
wiley +1 more source
Mortgage development in Serbia, specialty in Serbian Civil Code from 1844. year [PDF]
Zbornik Radova: Pravni Fakultet u Novom Sadu, 2012 The history of Serbian mortgage law is not too long. The mortgage law began in first half of XIX century. The first Act about mortgage was The Intabulation Law from 1839. year.
Popov Danica
doaj +1 more source
When Nature Counts: Corporate Biodiversity Attention and Access to Bank Finance
Business Strategy and the Environment, EarlyView.ABSTRACT This paper investigates whether corporate attention to biodiversity influences firms' access to bank loans, an overlooked question in the emerging biodiversity–finance literature. Using a novel, text‐based measure constructed from 446 biodiversity‐related keywords and applied to Chinese A‐share listed firms from 2000 to 2023, we show that ...
Ruxiao Li +3 more
wiley +1 more source