Results 71 to 80 of about 65,448 (318)
A primer on the mortgage market and mortgage finance [PDF]
This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions.
Daniel L. Thornton, Daniel J. McDonald
core
MORTGAGE INSURANCE AS A TOOL TO MAKE MORTGAGES MORE AFFORDABLE
Nowadays, it is impossible to take out a mortgage without Private Mortgage Insurance. However, it is not obligatory for the borrower to insure against all the risks suggested by the bank.
G. T. Daraseliya
doaj
MORTGAGE FINANCE, INSTITUTIONAL FACTORS AND HOUSING DEVELOPMENT IN NIGERIA
The need to establish the role of institutional factors in the impact of mortgage finance on housing development in Nigeria creates the necessity for this study.
Lukman Adebayo-Oke Abdurauf +2 more
doaj +1 more source
The Effects of Monetary Policy in the United Kingdom: New Evidence From SONIA Market Responses
ABSTRACT This paper constructs a new measure of the UK monetary policy instrument (MPI) using daily changes in the sterling overnight index average (SONIA) around Bank of England policy events from June 1997 to August 2025. The instrument explicitly accounts for pre‐event information and unconventional monetary policy (UMP) using lagged macro‐financial
Ayobami E. Ilori, Lucia M. Murgia
wiley +1 more source
The Economics of Mortgage Terminations: Implications for Mortgage Lenders and Mortgage Terms [PDF]
The paper begins with the development of models explaining the mortgage refinancing and assumption decisions of households Having identified the economic variables influencing these decisions, we then simulate the models for different values to determine
Kevin E. Villani +2 more
core
The Influence of Climate Initiatives on Capital Structure: The Green Halo Effect
ABSTRACT This paper examines the impact of participation in three climate initiatives—Science Based Targets initiative (SBTi), Carbon Disclosure Project (CDP) and Net Zero Banking Alliance (NZBA)—on the capital structure of financial institutions.
Daniel Ramos‐García +2 more
wiley +1 more source
ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi +3 more
wiley +1 more source
CMOs, Duration Risk and a New Mortgage [PDF]
This article presents an alternative mortgage that retains the fixed-rate feature of a fixed-rate mortgage (FRM), but accelerates the principal amortization when interest rates rise, exposing the buyer to less duration risk in a rising interest rate ...
Stephen F. Thode
core
Status of Mortgage Rights on Building Use Rights on Land Whose Term Has Expired
Article 18 paragraph (1) of Law No. 4/1996 states that Mortgage Rights are extinguished due to debt repayment, relinquishment by the holder, court order, or extinguishment of land rights.
Syafrizal Wahyudi +2 more
doaj +1 more source
ABSTRACT We introduce EA‐MD‐QD, a new publicly available dataset comprising 1136 macroeconomic time series for the euro area (EA) and its ten largest member countries observed at monthly or quarterly frequency. Since January 2024, EA‐MD‐QD has been updated monthly and continuously revised, providing a valuable resource for policy analysis in the EA ...
Matteo Barigozzi +2 more
wiley +1 more source

