Results 71 to 80 of about 37,947 (265)
A primer on the mortgage market and mortgage finance [PDF]
This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions.
Daniel L. Thornton, Daniel J. McDonald
core
International Studies of Economics, EarlyView.ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi +3 more
wiley +1 more source
The Economics of Mortgage Terminations: Implications for Mortgage Lenders and Mortgage Terms [PDF]
The paper begins with the development of models explaining the mortgage refinancing and assumption decisions of households Having identified the economic variables influencing these decisions, we then simulate the models for different values to determine
Kevin E. Villani +2 more
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Land Use Policy and Racial Segregation
International Studies of Economics, EarlyView.ABSTRACT Land use policies, though seemingly race‐neutral, can inadvertently contribute to racial segregation. Our study focuses on examining the impact of minimum lot size regulations on the likelihood of ethnic minorities integrating into a community, which reveals compelling evidence suggesting that black households exhibit a preference for smaller ...
Ling Huang
wiley +1 more source
CMOs, Duration Risk and a New Mortgage [PDF]
This article presents an alternative mortgage that retains the fixed-rate feature of a fixed-rate mortgage (FRM), but accelerates the principal amortization when interest rates rise, exposing the buyer to less duration risk in a rising interest rate ...
Stephen F. Thode
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Journal of Adolescence, EarlyView.ABSTRACT Introduction Following rapid iterations in media technologies, Chinese millennials (born between 1980 and 1995) find themselves in a paradoxical state where digital saturation exists alongside fatigue, making them central practitioners of digital minimalist behavior.
Chao Zhang, Yinze Hao, Jingwen Li
wiley +1 more source
MORTGAGE INSURANCE AS A TOOL TO MAKE MORTGAGES MORE AFFORDABLE
Финансы: теория и практика, 2017 Nowadays, it is impossible to take out a mortgage without Private Mortgage Insurance. However, it is not obligatory for the borrower to insure against all the risks suggested by the bank.
G. T. Daraseliya
doaj
Change and Progress in Contemporary Mortgage Markets [PDF]
Changes in political attitudes toward subsidizing mortgage loans and in technologies for transacting mortgage loans and for pooling and refinancing individual mortgage contracts threaten to remake the face of U.S. mortgage markets.
Edward J. Kane
core
From Niche to Mainstream: A Knowledge Exchange Model for Sustainable Housing Adoption
Knowledge and Process Management, EarlyView.ABSTRACT As climate change intensifies the demand for sustainable practices, the residential housing sector remains a critical yet underutilized area for promoting energy efficiency. Although consumer awareness is increasing, sustainable and energy‐efficient (SEE) housing continues to occupy a niche market.
Lianne Foti
wiley +1 more source
MORTGAGE FINANCE, INSTITUTIONAL FACTORS AND HOUSING DEVELOPMENT IN NIGERIA
Gusau Journal of Accounting and FinanceThe need to establish the role of institutional factors in the impact of mortgage finance on housing development in Nigeria creates the necessity for this study.
Lukman Adebayo-Oke Abdurauf +2 more
doaj +1 more source