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CHANGING INSTITUTIONAL PATTERNS OF MORTGAGE LENDING

The Journal of Finance, 1950
AN ATTEMPT TO SUMMARIZE recent institutional changes in mortgage lending requires a review of some of the outstanding characteristics of recent decades which have created the environment in which institutional change has occurred. Such a review can make no pretense of presenting a complete statistical picture-the data are too fragmentary and scattered.
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Recent Institutional Arrangements in Mortgage Lending

The Journal of Finance, 1958
1. See F. Lavington, The English Capital Market (London, 1921), pp. 107-8. This discussion of the significance of the law to create a security and make it an effective means of attracting capital is rare in the analysis of operation of capital markets or corporate financing.
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Contractual Savings for Housing: A Mortgage Institution for Russia

Voprosy Ekonomiki, 2005
The paper argues that introduction of сontractual savings for housing (CSH) - bausparkassen and building and loan cooperatives - is an essential institutional stage in the process of mass mortgage market formation. An attempt to skip over it is a costly mistake and almost doomed to failure. Given an active government support CSH become a primary school
V. Polterovich, O. Starkov, E. Chrenykh
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THE RELEVANCE OF A SECONDARY MORTGAGE MARKET INSTITUTION TO JAMAICA

2023
This study investigates the creation and early development of the Jamaica Mortgage Bank and its impact on the mortgage market in Jamaica. Established in 1971 as a predominantly secondary mortgage market institution and modeled after the Federal National Mortgage Association in Washington, D.C., USA, the bank was expected to play a major role in the ...
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Financial Institutions’ Funding for Mortgage Lending Purposes

2009
While the funding activities of financial institutions have always been vitally important, they have become even more important in recent years because of the strong growth in lending activity by banks and other institutions involved in the mortgage markets.
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Cost Leadership Strategy and Mortgage Performance of Banking Institutions within the Mortgage Industry in Kenya

International Journal of Research and Innovation in Social Science
This study sought to determine the influence of cost leadership strategy on mortgage performance of banking institutions within the mortgage industry in Kenya whilst assessing the moderating effect of bank size measured using total net asset base and branch network.
Samuel Omondi Okelo   +3 more
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Institutional disparities in the pricing of adjustable rate mortgage loans

The Journal of Real Estate Finance and Economics, 1989
In recent years, commercial banks and savings and loan associations in South Florida have consistently offered initial adjustment period “teasers,” or subsidies, on their adjustable rate mortgage loans (ARMs). This study adopts the size of the initial subsidy as a proxy for a lender's willingness to offer ARM loans and develops an econometric model ...
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Macroeconomic and institutional preconditions of the recovery of Ukraine's mortgage market [PDF]

open access: possibleEconomy and Forecasting, 2014
The article analyzes the condition and characteristics of Ukrainian mortgage market development under the negative influence of financial crisis and in the process of its overcoming. Author justifies the important role of mortgage market for the recovery of economic growth, describes the dynamics and factors of the volatility in the volume of bank's ...
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Advantage or Disadvantage? The Changing Institutional Landscape of Underserved Mortgage Markets

Urban Affairs Review, 2008
This article argues that the resolution to the banking crisis after 1989 created a set of market rules promoting financial consolidation and giving large financial conglomerates competitive advantages that could allow them to more effectively tap historically underserved mortgage markets.
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Institutional Mortgage Lending in Canada 1954-1968: An Econometric Analysis

1973
Si les modèles économétriques de l'économie canadienne font état de la sensibilité de l'activité dans la construction résidentielle aux facteurs monétaires, ils explicitent rarement les mécanismes par lesquels se transmet leur influence. Nous nous proposons donc, dans la présente étude, d'analyser ces mécanismes en élaborant des modèles économétriques ...
Smith, Laurence B., Sparks, Gordon R.
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