Results 231 to 240 of about 27,480 (279)

Recent Institutional Arrangements in Mortgage Lending

The Journal of Finance, 1958
1. See F. Lavington, The English Capital Market (London, 1921), pp. 107-8. This discussion of the significance of the law to create a security and make it an effective means of attracting capital is rare in the analysis of operation of capital markets or corporate financing.
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Contractual Savings for Housing: A Mortgage Institution for Russia

Voprosy Ekonomiki, 2005
The paper argues that introduction of сontractual savings for housing (CSH) - bausparkassen and building and loan cooperatives - is an essential institutional stage in the process of mass mortgage market formation. An attempt to skip over it is a costly mistake and almost doomed to failure. Given an active government support CSH become a primary school
V. Polterovich, O. Starkov, E. Chrenykh
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Financial Institutions’ Funding for Mortgage Lending Purposes

2009
While the funding activities of financial institutions have always been vitally important, they have become even more important in recent years because of the strong growth in lending activity by banks and other institutions involved in the mortgage markets.
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Cost Leadership Strategy and Mortgage Performance of Banking Institutions within the Mortgage Industry in Kenya

International Journal of Research and Innovation in Social Science
This study sought to determine the influence of cost leadership strategy on mortgage performance of banking institutions within the mortgage industry in Kenya whilst assessing the moderating effect of bank size measured using total net asset base and branch network.
Samuel Omondi Okelo, Dr. Daniel Wanyoike, Dr. Joel Koima, Dr. Patrick Kibati   +3 more
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THE RELEVANCE OF A SECONDARY MORTGAGE MARKET INSTITUTION TO JAMAICA

2023
This study investigates the creation and early development of the Jamaica Mortgage Bank and its impact on the mortgage market in Jamaica. Established in 1971 as a predominantly secondary mortgage market institution and modeled after the Federal National Mortgage Association in Washington, D.C., USA, the bank was expected to play a major role in the ...
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Getting a Workout: Mortgage Modification, Class, and Shifting Financial Institutions

SSRN Electronic Journal, 2011
The foreclosure crisis of the Great Recession (2007-2009) has presented American homeowners with a diverse array of options for dealing with a mortgage they can no longer afford. In this article I explore how homeowners navigate this ever-changing financial landscape. I combine in-depth interviews with homeowners at risk of foreclosure in San Jose with
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Institutional Mortgage Lending in Canada 1954-1968: An Econometric Analysis

1973
Si les modèles économétriques de l'économie canadienne font état de la sensibilité de l'activité dans la construction résidentielle aux facteurs monétaires, ils explicitent rarement les mécanismes par lesquels se transmet leur influence. Nous nous proposons donc, dans la présente étude, d'analyser ces mécanismes en élaborant des modèles économétriques ...
Smith, Laurence B., Sparks, Gordon R.
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Defaults on mortgage obligations and capital requirements for U.S. savings institutions

Journal of Public Economics, 1991
Abstract This paper analyzes credit risk for residential mortgages. Estimates of the hazard of mortgage default are presented, based upon a large sample of conventional loans issued in the late 1970s. Mean returns are estimated, together with variances and covariances for various loan-to-value (LTV) ratios and geographic groups.
John M. Quigley, Robert Van Order
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Institutional disparities in the pricing of adjustable rate mortgage loans

The Journal of Real Estate Finance and Economics, 1989
In recent years, commercial banks and savings and loan associations in South Florida have consistently offered initial adjustment period “teasers,” or subsidies, on their adjustable rate mortgage loans (ARMs). This study adopts the size of the initial subsidy as a proxy for a lender's willingness to offer ARM loans and develops an econometric model ...
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Differentiation Strategy and Mortgage Performance of Banking Institutions within the Mortgage Industry in Kenya

Abstract: This research sought to determine the influence of differentiation strategy on mortgage performance of banking institutions within the mortgage industry in Kenya as well as evaluating the moderating effect of bank size measured using total net asset base and branch network. About 83% of lending to the mortgage market was carried out by only 8
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