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Monoline Restrictions, with Applications to Mortgage Insurance and Title Insurance [PDF]

open access: yesReview of Industrial Organization, 2006
Insurance firms in the United States generally operate on a multiline basis, meaning that they provide coverage for two or more insurance lines, such as auto and homeowner insurance. Most states, however, require that firms offering mortgage or title insurance operate on a monoline basis, meaning that an insurance firm may provide cov- erage against ...
openaire   +3 more sources

Personal Finance Primer for the Future Orthopaedic Surgeon: A Starting Point

open access: yesJBJS Open Access, 2021
. The level of financial literacy varies among orthopaedic trainees. Personal finance ideally should be taught before accepting student loans; however, when this has not happened, it is imperative that trainees start taking their personal finances ...
Austin J. Ramme, MD, PhD   +6 more
doaj   +1 more source

Spillover benefit of improved access to healthcare on reducing worry about housing and meal affordability

open access: yesInternational Journal for Equity in Health, 2018
Background The Affordable Care Act Medicaid expansion improved access to health insurance among low-income populations. We sought to examine the spillover benefits of the ACA Medicaid expansion on ability to afford rent/mortgage and purchase of ...
Shiho Kino, Koryu Sato, Ichiro Kawachi
doaj   +1 more source

Importance of Parallel - Bareboat Charter Registration and Its Connection with Marine Insurance [PDF]

open access: yesTransNav, 2020
The impact of the Parallel Registration is pretty apparent in modern shipping. Traces of Parallel Registration, Dual Registration, Demise Charter Registration and Bareboat Charter Registration can be found in both the Open Ship Registries system and the ...
Georgios Daniil, Panagiotis Saviolakis
doaj   +1 more source

Reverse Mortgage Participation in the United States: Evidence from a National Study

open access: yesInternational Journal of Financial Studies, 2016
This paper uses the most recent wave of a nationally representative dataset to examine the factors associated with elderly homeowners’ decision to obtain reverse mortgage loans.
Swarn Chatterjee
doaj   +1 more source

Nieprawidłowości w sprzedaży łączonej i wiązanej kredytów mieszkaniowych i ubezpieczeń

open access: yesFinanse i Prawo Finansowe, 2022
Banks, as part of cooperation with insurance companies, offer customers insurances. The of insurance is securing loan repayment. Polish Financial Supervision Authority (KNF) issued a number of reports on this subject.
Katarzyna Nowak
doaj   +1 more source

MORTGAGE AS A TOOL FOR ADDRESSING HOUSING NEEDS

open access: yesФінансово-кредитна діяльність: проблеми теорії та практики, 2019
Mortgage lending is investigated as an effective tool for solving residential problems of the country’s population. The advantages and disadvantages of types of mortgage loans and models of the mortgage market are considered.
V. V. Volkova, N. І. Volkova
doaj   +1 more source

Modeling interactions between institutions of housing markets based on nonlinear functions of costs

open access: yesRussian Journal of Economics and Law, 2021
Objective: to study the optimal pricing strategies of firms in the “realtor - bank - insurer” system under nonlinear cost functions.Methods: game theory, supply chain coordination, multi-criteria optimization.
M. I. Geras’kin, M. V. Ivanova
doaj   +1 more source

mSHAP: SHAP Values for Two-Part Models

open access: yesRisks, 2021
Two-part models are important to and used throughout insurance and actuarial science. Since insurance is required for registering a car, obtaining a mortgage, and participating in certain businesses, it is especially important that the models that price ...
Spencer Matthews, Brian Hartman
doaj   +1 more source

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