Results 151 to 160 of about 102,060 (285)
How Does the NSFR Regulatory Constraint Affect Profitability and Lending? Evidence From EU Banks
European Financial Management, EarlyView.ABSTRACT This paper analyzes the relationship between long‐term liquidity regulatory constraints, profitability, and lending activities in the EU banking sector. In particular, we examine how Net Stable Funding Ratio (NSFR) liquidity requirements impact the profitability and the core banking activities of 187 banks. Our findings reveal that higher NSFR
Paolo Agnese +3 more
wiley +1 more source
The Outlook for Credit in the Irish Economy [PDF]
This note presents estimates of the likely credit requirements of different sectors of the economy over a short-term horizon to 2013. The measure of credit “demand” used in the analysis is the stock of outstanding loans to the Irish private sector from ...
Lydon, Reamonn +3 more
core
How Does Credit Information Sharing Shape the Cyclicality of Bank Liquidity Creation?
Financial Review, EarlyView.ABSTRACT We investigate the effect of credit information sharing in the banking sector on the fluctuations of bank liquidity creation over the business cycle. Using the Berger and Bouwman comprehensive measure of bank liquidity creation and data representing 354 banks from 40 developing countries between 2012 and 2020, we find that on‐ and off‐balance ...
Jeffrey Ighedosa +2 more
wiley +1 more source
Testing for Contagion in International Financial Markets: To See More, Go Higher
Financial Review, EarlyView.ABSTRACT Traditional measures of financial contagion rely on correlation shifts, overlooking higher moments such as skewness and kurtosis. We examine contagion during two major financial crises, incorporating lower‐ and higher‐moment measures. We analyze stock market returns from 22 major markets at different frequencies, offering a global perspective ...
Simeon Coleman, Vitor Leone
wiley +1 more source
Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
International Economic Review, EarlyView.ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
Linkage Between Electoral Cycle and the Discouragement of African Firms in the Credit Market
International Finance, EarlyView.ABSTRACT This article analyzes the linkage between the electoral cycle and the discouragement of SMEs in the credit market of 14 African countries. It focuses on 12,145 firms over the period 2006–2020. The results obtained from Probit estimates show elections are negatively linked with the discouragement of firms in the credit market.
Cherif Abdramane, Simplice A. Asongu
wiley +1 more source
From Open Banking Regulation to Platform Orchestration: The Evolution of Digital Platform Governance
Information Systems Journal, EarlyView.ABSTRACT This study contributes to information systems (IS) scholarship by extending platform governance theory to regulatory contexts, explaining how regulatory forces co‐evolve with technological architectures to shape openness and control. This research examines the evolution of platform governance in the context of open banking, where regulatory ...
Priyadharshini Muthukannan +3 more
wiley +1 more source
Racial/Ethnic inequality & contemporary disparities in mortgage lending. [PDF]
PLoS OneO'Neil MM, Roscigno VJ.
europepmc +1 more source
MORTGAGE LENDING MARKET IN UZBEKISTAN.
Theoretical & Applied Science, 2022 Abdurakhman Abdulahatovich Mirisaev +1 more
openaire +1 more source