Racial capitalism and firearm violence: Developing a theoretical framework for firearm violence research examining structural racism. [PDF]
Uzzi M +5 more
europepmc +1 more source
ABSTRACT We introduce the concept of subtle discrimination—biased acts that cannot be objectively ascertained as discriminatory. When candidates compete for promotions by investing in skills, firms' subtle biases induce discriminated candidates to overinvest when promotions are low‐stakes (to distinguish themselves from favored candidates) but ...
ELENA S. PIKULINA, DANIEL FERREIRA
wiley +1 more source
Exploration of association rule mining between lost-linking features and modes of loan customers using the FP-growth algorithm for risk warning strategies. [PDF]
Wang J, Jiang X, He Y, Guan B, Deng C.
europepmc +1 more source
Second Chance: Life with Less Student Debt
ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO +2 more
wiley +1 more source
The Relationship between Average Savings Deposit Rates and Average Commercial Bank Lending Rates in Ghana. [PDF]
Ackuaku E.
europepmc +1 more source
FinTech Lending and Cashless Payments
ABSTRACT Borrowers' use of cashless payments improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment usage complements other signals of borrower quality.
PULAK GHOSH, BORIS VALLEE, YAO ZENG
wiley +1 more source
A systematic review of historic neighborhood redlining and contemporary health outcomes. [PDF]
Bauer SJ +9 more
europepmc +1 more source
Monetary Policy and Wealth Effects: The Role of Risk and Heterogeneity
ABSTRACT We study the role of asset revaluation in the monetary transmission mechanism. We build an analytical heterogeneous‐agents model with two main ingredients: (i) rare disasters and (ii) heterogeneous beliefs. The model captures time‐varying risk premia and precautionary savings in a setting that nests the textbook New Keynesian model.
NICOLAS CARAMP, DEJANIR H. SILVA
wiley +1 more source
Take charge during treatment: a protocol for a pilot study to evaluate the impact of exercise on cardiovascular biomarkers among black and white breast cancer patients undergoing treatment. [PDF]
Do Couto N +20 more
europepmc +1 more source
Monetary Policy, Inflation, and Crises: Evidence from History and Administrative Data
ABSTRACT We show that a U‐shaped monetary rate path increases banking crisis risk, via credit and asset price cycles, analyzing 17 countries over 150 years. Rate hikes (raw or instrumented) increase crisis risk, but only if preceded by prolonged cuts. These patterns are unique to banking crises, unlike noncrisis recessions.
GABRIEL JIMÉNEZ +3 more
wiley +1 more source

