Results 251 to 260 of about 102,060 (285)

MORTGAGE LENDING

INDIVIDUAL. SOCIETY. STATE. Proceedings of the International Student and Teacher Scientific and Practical Conference, 2023
Mortgages are an important support in the lives of many people. The demand for mortgages has been growing rapidly in recent years. A large part of the society is not able to make large enough savings to be able to afford to buy real estate for the accumulated funds, therefore the opportunity to receive a mortgage loan is the only option for buying a ...
openaire   +2 more sources

Mortgage Lending and Gender

Affilia, 2000
This article analyzes 1992 data from the Home Mortgage Disclosure Act for the city and county of St. Louis, MO. The primary hypothesis was that controlling for relevant factors, women would be more likely than men to be denied home loans. The findings contradict the hypothesis and suggest that men are slightly more likely than women to be denied ...
Cynthia K. Sanders, Edward Scanlon
openaire   +1 more source

Discrimination in Mortgage Lending

Journal of Policy Analysis and Management, 1982
This book substitutes rigorous and systematic analysis for the undocumented claims that have characterized the debate on "redlining"--the denial of mortgage money to poorer neighborhoods. In addition, Schafer and Ladd discuss discrimination against individuals, appraisal practices, and the likelihood of default, analyze recent policy decisions, and ...
James R. Follain   +2 more
openaire   +1 more source

CHANGING INSTITUTIONAL PATTERNS OF MORTGAGE LENDING

The Journal of Finance, 1950
AN ATTEMPT TO SUMMARIZE recent institutional changes in mortgage lending requires a review of some of the outstanding characteristics of recent decades which have created the environment in which institutional change has occurred. Such a review can make no pretense of presenting a complete statistical picture-the data are too fragmentary and scattered.
openaire   +1 more source

Recent Institutional Arrangements in Mortgage Lending

The Journal of Finance, 1958
1. See F. Lavington, The English Capital Market (London, 1921), pp. 107-8. This discussion of the significance of the law to create a security and make it an effective means of attracting capital is rare in the analysis of operation of capital markets or corporate financing.
openaire   +1 more source

Gender Equality in Mortgage Lending

Real Estate Economics, 2017
AbstractUsing a sample of 30‐year fixed‐rate subprime mortgage loans, this article empirically examines whether gender inequality exists in the mortgage market, specifically whether a borrower's gender affects the loan contract rate charged, beyond the impact of the borrower's probability of default and prepayment.
Lu Fang, Henry J. Munneke
openaire   +1 more source

Mortgage Lending Risks Insurance

Accounting and Finance, 2012
The specifics of the development of the land mortgage lending in agrarian sector have been examined. The factors and sources of financial risks occurring in the process of the bank mortgage lending have been analyzed. The range of problems concerning financial support of agricultural production has been covered.
Olena Hudz, Petro Stetsyuk
openaire   +1 more source

Mortgage Lending by National Banks

Business History Review, 1977
That restrictions on real-estate-mortgage lending by banks chartered under the National Banking Act of 1864 seriously restricted availability of long-term financing before 1913, has long been accepted. Professors Keehn and Smiley explain some ways in which resourceful national banks could circumvent this restriction.
Richard H. Keehn, Gene Smiley
openaire   +1 more source

Over-Indebtedness and Mortgage Lending

SSRN Electronic Journal, 2013
This article analyzes the over-indebtedness caused by irresponsible mortgage lending by credit institutions in Spain that have been exacerbated by the economic crisis, the falling value of the real estate market and rising unemployment. This creates the risk of social and financial exclusion of those who can't afford to pay their mortgages.
openaire   +1 more source

Home - About - Disclaimer - Privacy