Results 261 to 270 of about 102,060 (285)

Mortgage lending and the entrepreneur

Applied Economics Letters, 2002
While existing literature assumes that financial institutions penalize entrepreneurs because of this group's perceived higher income risk, this paper contends the opposite, owing to, for example, potentially profitable customer relationships that financial institutions might have with entrepreneurs and the stylized fact that these institutions provide ...
Alberto Davila, Erika Mendez
openaire   +1 more source

Discrimination in Mortgage Lending

2007
Mortgage market discrimination has been categorized as blatant treatment, differential treatment, and adverse impact. Blatant treatment involves explicit refusal to lend or explicit lending policies that consider prohibited demographic characteristics, race, sex, and ethnicity.
openaire   +1 more source

Racial Discrimination and Mortgage Lending

The Journal of Real Estate Finance and Economics, 2011
Looking at a sample of conventional fixed-rate mortgages, this paper examines whether lending practices are consistent with the competitive hypothesis that the racial and ethnic composition of the borrower’s neighborhood affects the contract rate charged only to the extent that these characteristics objectively influence the probability of the loan ...
James B. Kau, Donald C. Keenan, Henry J. Munneke   +2 more
openaire   +1 more source

The supply of mortgage lending

Journal of Urban Economics, 1986
Abstract This paper estimates the elasticity of supply of mortgage lending and tests the impact of the “availability” of funds on the markets for new housing and mortgage loans. Depending upon whether mortgage relative to total lending or the mortgage, Aaa bond yield differential is taken as the left-hand variable, the supply elasticity is found to ...
openaire   +1 more source

Mortgage Lending in Boom Times

1947
Proceedings of the Western Farm Economics Association Twentieth Annual Meeting, Logan UT, June 25-27 ...
Hunt, Glen A., Hunt, Glen A.
openaire   +1 more source

Consumer Protection in Mortgage Lending

European Journal of Comparative Law and Governance, 2016
For different reasons, such as the financial crisis of 2007, the eu has adopted a directive with the purpose of harmonising consumer mortgage lending law whilst ensuring a high level of consumer protection. This article assesses the impacts of the Mortgage Credit Directive in Sweden and the United Kingdom. The focus is residential mortgage lending from
openaire   +1 more source

Mortgage Law and Mortgage Lending

The Journal of Land & Public Utility Economics, 1938
Horace Russell, David A. Bridewell
openaire   +1 more source

Home Mortgage Lending

The Journal of Land & Public Utility Economics, 1939
Fred T. Greene, Ernest M. Fisher
openaire   +1 more source

Urban Mortgage Lending

Econometrica, 1957
Ben B. Sutton, J. E. Morton
openaire   +1 more source

Mortgage Lending in 2022

SSRN Electronic Journal, 2023
openaire   +1 more source