Results 231 to 240 of about 264,883 (308)

Macroprudential Policy in the Euro Area

Journal of Money, Credit and Banking, EarlyView.
Abstract This paper examines the development and impact of macroprudential policies in the euro area. We construct a novel index that captures the stance of macroprudential policy, and we highlight its main stylized facts since the inception of the euro in 1999. We combine a narrative approach and a structural VAR method to show that both unanticipated
ÁLVARO FERNÁNDEZ‐GALLARDO, IVÁN PAYÁ   +1 more
wiley   +1 more source

Labor Unions, Debt, and Financial Advantage in Young Adulthood in the United States. [PDF]

Work Occup
Rhodes AP, Dwyer RE.
europepmc   +1 more source

Does Deposit Insurance Promote Deposit Stability? Evidence from the Postal Savings System during the 1920s

Journal of Money, Credit and Banking, EarlyView.
Abstract We evaluate whether deposit insurance (DI) promotes liquidity by influencing depositor behavior. We use the postal savings (PS) system and state‐adopted DI schemes during the 1920s to examine the effect of bank suspensions on PS deposit growth in pairs of border cities (DI versus non‐DI).
Lee K. Davison, Carlos D. Ramirez
wiley   +1 more source

Digital inclusive finance penetration and household debt maturity structure: Empirical estimation based on China Family Panel Studies Data. [PDF]

PLoS One
Hou J, Zhang Y.
europepmc   +1 more source

Unequal and Unstable: Income Inequality and Bank Risk

Journal of Money, Credit and Banking, EarlyView.
Abstract We present a model in which income inequality interacts with banks' risk‐taking incentives, generating financial instability. Competition and deposit insurance cause some banks to lend to lower‐income borrowers at underpriced rates, creating “risky banks” that fail in downturns, while others lend to higher‐income borrowers and avoid default ...
YULIYAN MITKOV, ULRICH SCHÜWER
wiley   +1 more source

Increasing Access, Equitability, and Rigor in the Assessment of Neighborhood Mortgage Discrimination. [PDF]

J Urban Health
Moubadder L, Bliss M, Maliniak ML, Waddel H, Switchenko JM, Chang HH, Kramer MR, McCullough LE.   +7 more
europepmc   +1 more source

Embedded Pesticide Use: Exploring the Pesticide‐Land Nexus

Journal of Agrarian Change, EarlyView.
ABSTRACT Since the turn of the century, global land grabs, farmland financialization and land‐based food sovereignty movements have returned the land question to the heart of agrarian studies. Meanwhile, abiding interest in pesticides has been reanimated in the face of changes in production, regulation and knowledge of toxicity.
Julie Guthman, Marion Werner
wiley   +1 more source

The quantile time-frequency connectedness of economic policy uncertainty between China and the G7 countries. [PDF]

PLoS One
Zhao J, Chen G, Song Y.
europepmc   +1 more source

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

Journal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei, Allan Riding, George Saridakis   +2 more
wiley   +1 more source

Learning in the Limit: Income Inference from Credit Extensions

The Journal of Finance, EarlyView.
ABSTRACT Combining a randomized controlled trial with administrative and survey data, this paper shows that credit limit extensions significantly increase total spending and income expectations. By controlling for changes in personal income expectations, the spending response to credit limit extensions weakens by approximately 30%.
XIAO YIN
wiley   +1 more source