Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending
Journal of Financial Research, EarlyView.Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj +2 more
wiley +1 more source
How spending decisions shape happiness in everyday life. [PDF]
Commun PsycholStenlund S +4 more
europepmc +1 more source
Civil Procedure: Suit Against National Bank to Cancel Mortgage and Note Held to Be Local Action Maintainable Outside District Where Bank Is Established [PDF]
, 1969 core +1 more source
Household portfolio allocation and stock market beliefs: Evidence from Japanese households
Journal of Financial Research, EarlyView.Abstract We analyze data from the Keio Household Panel Survey (KHPS) to investigate how individuals' beliefs about financial markets influence current and planned asset holdings. Our results reveal statistically and economically significant relations between specific beliefs and both present asset allocations and accumulation.
Raslan Alzuabi, Daniel Gray
wiley +1 more source
Measuring the effect of historical structural racism on community firearm violence in US cities. [PDF]
Soc Sci MedGobaud AN +5 more
europepmc +1 more source
Bank geographic deregulation, new credit accounts, and consumer credit
Journal of Financial Research, EarlyView.Abstract The bank deregulation literature documents positive effects of intrastate branching—allowing expansion of bank‐branch network within a state—on real economic outcomes such as income growth, income insurance, income inequality, and homeownership.
Chintal Ajitbhai Desai
wiley +1 more source
Can federal policy help overcome systemically reinforced racial inequities in social determinants of health? An observational study of Georgia and neighboring U.S. states. [PDF]
BMC Public HealthNapierala E +3 more
europepmc +1 more source
APOE ε4 and Decline in Health and Financial Literacy in Advanced Age
Journal of the American Geriatrics Society, EarlyView.ABSTRACT Background Health and financial literacy decline in aging, but it is unclear why. In this study, we hypothesized that older people who are carriers of the APOE ε4 allele exhibit a steeper decline in literacy over time. Methods Participants were 851 community‐dwelling older adults without dementia at analytic baseline (188 ε4 carriers and 663 ...
Christopher C. Stewart +4 more
wiley +1 more source
Like father, like son? Intergenerational transmission of household housing preference: Evidence from China. [PDF]
HeliyonChen L, Guo S, Zhang W, Li X, Dong J.
europepmc +1 more source