Results 241 to 250 of about 203,578 (315)

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

open access: yesJournal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei   +2 more
wiley   +1 more source

The AI-aging-enterprise: a political economy of aging and artificial intelligence. [PDF]

open access: yesGerontologist
Gallistl V   +8 more
europepmc   +1 more source

A Literature Review of Securities Holdings Statistics Research and A Practitioner's Guide

open access: yesJournal of Economic Surveys, EarlyView.
ABSTRACT Granular holdings data containing security‐by‐security portfolio investments features prominently in economics and finance research. One novel source is the granular Securities Holdings Statistics (SHS), managed by the European Central Bank. SHS covers different euro area investors with over 2 billion observations, representing +50 trillion ...
Martijn Boermans
wiley   +1 more source

Subtle Discrimination

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We introduce the concept of subtle discrimination—biased acts that cannot be objectively ascertained as discriminatory. When candidates compete for promotions by investing in skills, firms' subtle biases induce discriminated candidates to overinvest when promotions are low‐stakes (to distinguish themselves from favored candidates) but ...
ELENA S. PIKULINA, DANIEL FERREIRA
wiley   +1 more source

Social inclusion of people with severe mental illness: a review of current practices, evidence and unmet needs, and future directions. [PDF]

open access: yesWorld Psychiatry
Henderson C   +10 more
europepmc   +1 more source

Asset Pricing and Risk‐Sharing Implications of Alternative Pension Plan Systems

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We show that incorporating defined benefit pension funds in an incomplete markets asset pricing model improves its ability to match the historical equity premium and riskless rate and has important risk‐sharing implications. We document the importance of the pension fund's size and asset demands, and a new risk channel arising from ...
NUNO COIMBRA   +3 more
wiley   +1 more source

Second Chance: Life with Less Student Debt

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO   +2 more
wiley   +1 more source

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