Results 11 to 20 of about 13,380 (310)
SSRN Electronic Journal, 2011 Abstract Complex mortgages became a popular borrowing instrument during the bullish housing market of the early 2000s but vanished rapidly during the subsequent downturn. These non-traditional loans, including interest-only and negative-amortization mortgages, enable households to postpone loan repayment in contrast to fully amortizing ...
Gene Amromin +3 more
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An Approximate Closed Formula for European Mortgage Options
Trends in Computational and Applied Mathematics, 2023 The aim of this paper is to investigate the use of close formula approximation for pricing European mortgage options. Under the assumption of logistic duration and normal mortgage rates the underlying price at the option expiry is approximated by ...
A. M. Lopez Galvan
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The Economics of Mortgage Terminations: Implications for Mortgage Lenders and Mortgage Terms [PDF]
, 1982 The paper begins with the development of models explaining the mortgage refinancing and assumption decisions of households Having identified the economic variables influencing these decisions, we then simulate the models for different values to determine under what conditions households will refinance or assume.
Patric Hendershott +2 more
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Brazilian Journal of Political Economy, 2009 This paper discusses some features of financial institutions and instruments which originated the financial crisis triggered by increasing default rate, household real estate and financial asset depreciation combined with U.S. subprime mortgages.
Maryse Farhi +1 more
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Mortgage interest in Imamieh jurisprudence [PDF]
Faṣlnāmah-i Pizhūhish-i Huqūq-i Khuṣūṣī, 2020 There is less interest in discrediting Jurisprudence in the context of mortgage. Even those who don’t consider the bill a condition of the validity or necessity of the mortgage, still oppose the interest mortgage.
Mohammad Hassan Sadeghy moghadam +1 more
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Mortgage Contract Choice in Subprime Mortgage Markets [PDF]
Finance and Economics Discussion Series, 2010 The boom in the subprime mortgage market yielded many loans with high LTV ratios. From a large proprietary database on subprime mortgages, we find that choice of mortgage rate type is not linear in loan sizes. A fixed rate mortgage contract is a popular choice when loan size, measured by LTV ratio, is small.
Gregory E. Elliehausen, Min Hwang
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Mortgage Innovation, Mortgage Choice, and Housing Decisions [PDF]
Review, 2008 This article has two objectives. The …rst is to examine some of the new mortgage prod- ucts that have appeared in the mortgage market in recent years. We illustrate how these products dier across important characteristics such as the downpayment requirement, re- payment structure, and amortization schedule.
Matthew S. Chambers +2 more
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International Journal of Disaster Risk Science, 2023 The damaging effects of extreme weather is concerning for many countries across the globe. Though the impact of these events on the housing market has been studied extensively, one aspect that remains unexplored is the value of mortgages.
Nekeisha Spencer
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Eksekusi Objek Hak Tanggungan yang Dijaminkan Kepada Pihak Ketiga Tanpa Persetujuan Kreditur
Al-Manhaj, 2023 This study intends to examine the execution of the objects of mortgages that is guaranteed under-hand to a third party without creditor’s approval. The research method used in this research is normative juridicial.
Radisty Wensy Marwa, Heru Susetyo
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Nieruchomości@, 2021 The creation of a subintabulate guarantees the holder a greater scope of rights than in the case of a mortgage encumbering an object other than the mortgage claim. Subintabulate is an effective security because there are several ways to realize it. The primary way to realize a subintabulate is to monetize its object during court enforcement proceedings.
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