Results 41 to 50 of about 13,380 (310)
Funding Costs and Liquidity Creation: Does ESG Play Any Role?
ABSTRACT This study examines how banks' funding costs affect liquidity creation and whether environmental, social, and governance (ESG) performance shapes this relationship. Using panel data for 136 U.S. commercial banks from 2005 to 2022, we show that higher funding costs are associated with lower liquidity creation, indicating that more expensive ...
Sattam Bin Kowibeen +2 more
wiley +1 more source
Dampak Kebijakan Loan to Value dan Variabel Makroekonomi terhadap Permintaan Kredit Pemilikan Rumah
Tujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh suku bunga kredit, inflasi, pertumbuhan ekonomi, loan to deposit ratio, loan to value terhadap permintaan kredit pemilikan rumah di Jawa Tengah.
Sandi Atmaja Siravati
doaj +1 more source
Mortgaging Europe’s Periphery [PDF]
This paper asks why peripheral European countries have been particularly vulnerable to housing and mortgage booms in recent decades; how these booms have shaped their exposure to the global financial crisis (GFC), and how the GFC has affected peripheral housing finance.
openaire +6 more sources
Climate Change Risk and Financial Stability: Implications for European Banking Institutions
ABSTRACT This study examines whether climate change risk weakens banking‐system stability in the European Union and assesses how renewable energy adoption and energy‐related taxation moderate this relationship. Using panel data for 27 EU countries from 2012 to 2022 and applying fixed‐effects OLS, two‐stage least squares (2SLS), and robust generalized ...
Md Yousuf Ali
wiley +1 more source
WHO CAN MORTGAGE TO BUY FINISHED HOUSING? AN EMPIRICAL ANALYSIS OF A FORMER SOVIET REPUBLIC
The housing markets in former Soviet Union countries have undergone substantial transformations since 1991, with mortgage lending emerging as a pivotal instrument driving housing demand and ownership.
Giga Kikoria, Sara Férnandez López
doaj +1 more source
When Nature Counts: Corporate Biodiversity Attention and Access to Bank Finance
ABSTRACT This paper investigates whether corporate attention to biodiversity influences firms' access to bank loans, an overlooked question in the emerging biodiversity–finance literature. Using a novel, text‐based measure constructed from 446 biodiversity‐related keywords and applied to Chinese A‐share listed firms from 2000 to 2023, we show that ...
Ruxiao Li +3 more
wiley +1 more source
Evaluation of Ship Registry Regulation Provisions on Establishment of a Ship Mortgage
This study is based on the provisions of Articles 33-35 of the Ship Registry Regulation (SRR) regarding the establishment of ship mortgages. Accordingly, the scope of application of Art. 33-35 of the SRR was determined in this study.
Murat Aydın
doaj +1 more source
Alternative Mortgages in Nonmetro America [PDF]
About 10 percent of nonmetro home buyers have alternative mortgages on their homes. These mortgages can have variable interest rates, variable monthly payments, and variable payback schedules.
Hession, John C., Meeks, Carol B.
core +1 more source
ABSTRACT Existing research examines the relationship between personal life shocks and financial well‐being primarily through the lens of objective markers of the individual's financial situation (e.g., liquidity). Little attention has been paid to the relative roles of these objective markers and more intuitive or affect‐based factors in how an ...
Jordan Bell +2 more
wiley +1 more source
Durante la época colonial las mujeres tuvieron una activa participación como proveedoras de créditos; sin embargo, con el proceso de modernización en el siglo XIX, su presencia en el ámbito financiero fue disminuyendo, contribuyendo a ello el ...
LEONARDO MAZZEI DE GRAZIA
doaj

