Results 61 to 70 of about 197,862 (341)

Conventional Home Loan and Islamic Home Financing in Comparative Perspective

open access: yesShirkah, 2019
This article aims to comparatively discuss conventional home loan (Kredit Perumahan Rakyat/KPR) and Islamic home financing (Pembiayaan Pemilikan Rumah Syariat/PPRS), locating in Bank Central Asia (BCA) and Bank Syariah Mandiri (BSM).
Dwi Umardani
doaj   +1 more source

Did Prepayments Sustain the Subprime Market? [PDF]

open access: yes
This paper demonstrates that the reason for widespread default of mortgages in the subprime market was a sudden reversal in the house price appreciation of the early 2000's.
Bhardwaj, G., Sengupta, R.
core   +1 more source

An Investigation of the Relationship Between Central Bank Unconventional Monetary Policy and Bitcoin Activity

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT This article investigates whether the unconventional monetary policy (UMP) measures pursued by the Federal Reserve, the Bank of England, the Bank of Japan, and the European Central Bank since the Global Financial Crisis (GFC) are associated with an appetite for cryptocurrency.
Niamh Wylie, Martha O'Hagan‐Luff
wiley   +1 more source

A Primer on Regulations and the Practice of Residential Property Appraisal

open access: yesJournal of Real Estate Practice and Education
This paper presents a chronology, beginning in the early 1900s, of the regulatory environment faced by residential real estate appraisers in the United States.
Owiti A. K'Akumu, James E. Larsen
doaj   +1 more source

Adjustable-rate mortgages and the Libor surprise [PDF]

open access: yes
Adjustable-rate mortgages have typically been tied to either of two indexes, one based on U.S. treasuries, the other on the London interbank offered rate, or Libor.
Guhan Venkatu, Mark E Schweitzer
core  

Period poverty, housing and food insecurity, and mental health among college students in Hawaiʻi

open access: yesInternational Journal of Gynecology &Obstetrics, EarlyView.
Abstract Objective To assess the prevalence and associations between period poverty and depressive symptoms among college students with food and/or housing insecurity in the University of Hawaiʻi system. Period poverty is an important public health concern within the USA and has been linked with poor mental health among university students in prior ...
Samantha Kanselaar   +4 more
wiley   +1 more source

Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]

open access: yes
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
core  

Effects of Prepayment Regulations on Termination of Subprime Mortgages

open access: yes, 2015
Because of their higher interest rates, subprime mortgages are subject to substantial prepayment risk as borrowers who succeed in improving their creditworthiness systematically prepay leaving those with higher credit risk in the mortgage pool.
J. Steinbuks
semanticscholar   +1 more source

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