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THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX [PDF]
Challenges of the Knowledge Society, 2012 The motor insurance is an important branch of non-life insurance in many countries; in some of them, coming first in total premium income category (in Romania, for example).
SANDRA TEODORESCU
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Special Insurance Systems for Motor Vehicle Liability [PDF]
The Geneva Papers on Risk and Insurance - Issues and Practice, 2014 The fact that automobile insurance is compulsory for most drivers in Europe and the United States raises concerns about its affordability and availability. In most legal systems, to mitigate such problems, special facilities have been created, either by policymakers or by insurance companies, to deal with risks that are very difficult to insure or are ...
Jef De Mot, Michael G Faure
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Near‐miss telematics in motor insurance [PDF]
Journal of Risk and Insurance, 2021 AbstractWe present a method to integrate telematics data in a pay‐how‐you‐drive insurance pricing scheme that penalizes some near‐miss events. We illustrate our method with a sample of drivers for whom information on near‐miss events and claims frequency records are available. We discuss the implications for motor insurance ratemaking.
Montserrat Guillen +2 more
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Efficacy of wrist robot-aided orthopedic rehabilitation: a randomized controlled trial
Journal of NeuroEngineering and Rehabilitation, 2021 Background In recent years, many studies focused on the use of robotic devices for both the assessment and the neuro-motor reeducation of upper limb in subjects after stroke, spinal cord injuries or affected by neurological disorders.
Giulia Aurora Albanese +9 more
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Resolving the Inconsistency between National and EU Motor Insurance Law. Was Factortame the Solution nobody Sought? [PDF]
, 2021 In this article we argue that the continued uncertainty of UK national motor vehicle insurance law when viewed in respect of its EU parent, the Motor Vehicle Insurance Directive (MVID), has not been satisfactorily addressed using the remedy available ...
Alissa, Hasan +2 more
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Barekeng, 2023 Reserves are one of the most crucial components for an insurance company to make sure it has enough money to pay off all the incurred claims. The presence of outliers in the incurred claims data harbors risk on inaccurately predicting reserves to cover ...
Jonathan Prasetyo Johan +2 more
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PROSPECTS FOR THE DEVELOPMENT OF MOTOR THIRD PARTY LIABILITY INSURANCE ON THE BULGARIAN INSURANCE MARKET [PDF]
Trakia Journal of Sciences, 2019 The aim of the report is to examine the current and important for the society issues concerning one of the most widespread insurance products - Motor Third Party Liability Insurance. The report examines the use of Motor Third Party Liability insurance on
T. Andreeva
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Multivariate INAR(1) Regression Models Based on the Sarmanov Distribution
Mathematics, 2021 A multivariate INAR(1) regression model based on the Sarmanov distribution is proposed for modelling claim counts from an automobile insurance contract with different types of coverage.
Lluís Bermúdez, Dimitris Karlis
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Risk Self-Selection and the Concept of Equilibrium in a Competitive Insurance Market
Risks, 2022 The purpose of this paper is an analysis of the presence of self-selection mechanisms on the market that could bring the market closer to the separating equilibrium state, in line with the Rothschild–Stiglitz equilibrium model and its subsequent ...
Łukasz Kuryłowicz, Adam Śliwiński
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Claim Modeling and Insurance Premium Pricing Under A Bonus–Malus System in Motor Insurance
International Journal of Applied Mathematics and Computer Science, 2023 Accurately modeling claims data and determining appropriate insurance premiums are vital responsibilities for non-life insurance firms. This article presents novel models for claims that offer improved precision in fitting claim data, both in terms of ...
Ieosanurak Weenakorn +2 more
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