Results 11 to 20 of about 15,088 (297)
Does Microcredit Create Over-indebtedness? [PDF]
SSRN Electronic Journal, 2012 In the context of the present crisis of microfinance, it is quite common to use the term over-indebtedness among the poor. Coming up with a precise definition of over-indebtedness for research or regulatory purposes is surprisingly a complex challenge ...
Sk. Mahmudul Alam, Mahmud
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Unemployment risk and over-indebtedness [PDF]
SSRN Electronic Journal, 2016 We study how unemployment affects the over-indebtedness of households using the new European Household Finance and Consumption Survey (HFCS). First, we assess the role of different labor market statuses (i.e. employed, unemployed, disabled, retired, etc.)
Du Caju, Philip +2 more
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Over-indebtedness in Europe: The relevance of country-level variables for the over-indebtedness of private households [PDF]
Journal of European Social Policy, 2015 So far, research on the causes of over-indebtedness in Europe has predominantly focused on the characteristics of individuals or households. This article investigates to what extent country-level factors are associated with a European household's risk of
Angel, Stefan, Heitzmann, Karin
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The effects of over-indebtedness on individual health [PDF]
SSRN Electronic Journal, 2015 This paper uses data from the 2002-2005-2008 waves of the Spanish Survey of Household Finances (EFF) to investigate whether debts burdens hamper people's health.
Blázquez Cuesta, Maite +1 more
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Reducing Over-indebtedness through Shariah Compliant Crowdbuying [PDF]
Türkiye İslam İktisadı DergisiHouseholds’ over-indebtedness has various social and economic consequences. With an increasing number of over-indebted households and rising individual bankruptcies, especially in the post-COVID-19 pandemic era, the efficiency of the solutions available ...
Mohamed Hamza Ghaouri +2 more
doaj +2 more sources
Lending Calling. Recession by over-indebtedness: Description and specific features of the Spanish case [PDF]
Panoeconomicus, 2016 Following the approaches of Fisher, Koo, and in particular Minsky, this article describes recent developments in the Spanish economy. These authors’ theories of financial fragility, and the extension of analysis of the recession to also include ...
Martín Antonio Sanabria +1 more
doaj +1 more source
Cogent Business & Management, 2021 The introduction of microfinance institutions is viewed as the best alternative source of financial services for low-income earners as a means to raise their income and reduce poverty.
Pendo Shukrani Kasoga +1 more
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Personal Over-Indebtedness in European Union as a Factor of Social Exclusion [PDF]
, 2016 Osobna prezaduženost može biti uzrokom socijalne isključenosti koja znači nesudjelovanje i/ili ograničen pristup tržištu rada, obrazovanju, pogođenost siromaštvom i socijalnu izolaciju.
Predrag Bejaković
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Household Over-Indebtedness in Russia [PDF]
, 2019 In the last three years, household debt has risen by a third as disposable income declined. Declining interest rates, ease of access to credit for consumers and poorly regulated microfinance lending practices led to fast growth in consumer debt. Consumer lending in the banking and microfinance
openaire +3 more sources
Self-employment and over-indebtedness in Poland: Modelling income and debt repayments distribution
Entrepreneurial Business and Economics Review, 2021 Objective: The objective of the article is to assess financial situation and debt repayments in households of self-employed individuals and compare them to these of other types of households. The article aims to identify the determinants of over-
Agnieszka Wałęga, Grzegorz Wałęga
doaj +1 more source