Results 11 to 20 of about 7,297 (231)

Over-indebtedness and its association with the prevalence of back pain [PDF]

open access: yesBMC Public Health, 2009
Background Over-indebtedness is an increasing phenomenon worldwide. Massive financial strain, as found in over-indebted persons, might influence the occurrence of back pain.
Drexler Hans   +4 more
doaj   +2 more sources

Lending Calling. Recession by over-indebtedness: Description and specific features of the Spanish case [PDF]

open access: yesPanoeconomicus, 2016
Following the approaches of Fisher, Koo, and in particular Minsky, this article describes recent developments in the Spanish economy. These authors’ theories of financial fragility, and the extension of analysis of the recession to also include ...
Martín Antonio Sanabria   +1 more
doaj   +1 more source

Unemployment Risk and Over-Indebtedness [PDF]

open access: yesSSRN Electronic Journal, 2016
We study how unemployment affects the over-indebtedness of households using the new European Household Finance and Consumption Survey (HFCS). First, we assess the role of different labor market statuses (i.e. employed, unemployed, disabled, retired, etc.) and other household characteristics (i.e.
Du Caju, Philip   +2 more
openaire   +2 more sources

An assessment of over-indebtedness among microfinance institutions’ borrowers: The Tanzanian perspective

open access: yesCogent Business & Management, 2021
The introduction of microfinance institutions is viewed as the best alternative source of financial services for low-income earners as a means to raise their income and reduce poverty.
Pendo Shukrani Kasoga   +1 more
doaj   +1 more source

The Effects of Over-Indebtedness on Individual Health [PDF]

open access: yesSSRN Electronic Journal, 2015
This paper uses data from the 2002-2005-2008 waves of the Spanish Survey of Household Finances (EFF) to investigate whether debts burdens hamper people's health. Several measures of debt strain are constructed, including debt-to-income ratios, the existence of debt arrears and amounts of outstanding debts. The paper also differentiates between mortgage
Blázquez Cuesta, Maite   +1 more
openaire   +4 more sources

Does Microcredit Create Over-Indebtedness? [PDF]

open access: yesSSRN Electronic Journal, 2012
In the context of the present crisis of microfinance, it is quite common to use the term over-indebtedness among the poor. Coming up with a precise definition of over-indebtedness for research or regulatory purposes is surprisingly a complex challenge. Few of researchers took attempt to define and measure over-indebtedness among microfinance borrowers.
openaire   +2 more sources

Self-employment and over-indebtedness in Poland: Modelling income and debt repayments distribution

open access: yesEntrepreneurial Business and Economics Review, 2021
Objective: The objective of the article is to assess financial situation and debt repayments in households of self-employed individuals and compare them to these of other types of households. The article aims to identify the determinants of over-
Agnieszka Wałęga, Grzegorz Wałęga
doaj   +1 more source

Household Over-Indebtedness in Russia [PDF]

open access: yes, 2019
In the last three years, household debt has risen by a third as disposable income declined. Declining interest rates, ease of access to credit for consumers and poorly regulated microfinance lending practices led to fast growth in consumer debt. Consumer lending in the banking and microfinance
openaire   +3 more sources

Over-Indebtedness Protection and Risk Scale: Construction and Validity Evidence [PDF]

open access: yesPsicologia: Teoria e Pesquisa
This study aims to present evidence for the validity of the Over-indebtedness Protection and Risk Scale (OPRIS). The instrument was constructed to assess attitudinal aspects (behavioral, cognitive, and affective) that prevent or encourage over ...
Ana Cláudia Almeida Machado   +2 more
doaj   +1 more source

Consumer Debt and Over-Indebtedness in Times of COVID-19

open access: yesWirtschaftsdienst, 2022
Consumer debt and over-indebtedness restrict financial self-determination. It is the task of the state to ensure that a minimum level of self-determination is guaranteed even in a pandemic. What is the minimum level?
Überblick
doaj   +1 more source

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