Results 11 to 20 of about 6,446,404 (186)
Journal of European Social Policy, 2015 So far, research on the causes of over-indebtedness in Europe has predominantly focused on the characteristics of individuals or households. This article investigates to what extent country-level factors are associated with a European household’s risk of being over-indebted.
Stefan Angel, Karin Heitzmann
exaly +4 more sources
Using artificial intelligence to overcome over-indebtedness and fight poverty [PDF]
Journal of Business Research, 2021 Boto Ferreira, M., Costa Pinto, D., Maurer Herter, M., Soro, J., Vanneschi, L., Castelli, M., & Peres, F. (2021). Using artificial intelligence to overcome over-indebtedness and fight poverty. Journal of Business Research, 131, 411-425.
Mario B Ferreira +2 more
exaly +4 more sources
Unemployment Risk and Over-Indebtedness [PDF]
SSRN Electronic Journal, 2016 We study how unemployment affects the over-indebtedness of households using the new European Household Finance and Consumption Survey (HFCS). First, we assess the role of different labor market statuses (i.e. employed, unemployed, disabled, retired, etc.) and other household characteristics (i.e.
Du Caju, Philip +2 more
openaire +3 more sources
Does Microcredit Create Over-Indebtedness? [PDF]
SSRN Electronic Journal, 2012 In the context of the present crisis of microfinance, it is quite common to use the term over-indebtedness among the poor. Coming up with a precise definition of over-indebtedness for research or regulatory purposes is surprisingly a complex challenge. Few of researchers took attempt to define and measure over-indebtedness among microfinance borrowers.
Sk. Mahmudul Alam, Mahmud
openaire +4 more sources
Consumer Debt and Over-Indebtedness in Times of COVID-19
Wirtschaftsdienst, 2022 Consumer debt and over-indebtedness restrict financial self-determination. It is the task of the state to ensure that a minimum level of self-determination is guaranteed even in a pandemic. What is the minimum level?
Überblick
doaj +2 more sources
Financial literacy and over-indebtedness: Is there a relationship? [PDF]
Russian Journal of EconomicsThis paper assesses the relationship between financial literacy and over-indebtedness of Russian households using panel data from the Survey of Consumer Finances collected in Russia during 2018–2024.
Artem Y. Abduramanov +2 more
doaj +5 more sources
Lending Calling. Recession by over-indebtedness: Description and specific features of the Spanish case [PDF]
Panoeconomicus, 2016 Following the approaches of Fisher, Koo, and in particular Minsky, this article describes recent developments in the Spanish economy. These authors’ theories of financial fragility, and the extension of analysis of the recession to also include ...
Martín Antonio Sanabria +1 more
doaj +1 more source
The Effects of Over-Indebtedness on Individual Health [PDF]
SSRN Electronic Journal, 2015 This paper uses data from the 2002-2005-2008 waves of the Spanish Survey of Household Finances (EFF) to investigate whether debts burdens hamper people's health. Several measures of debt strain are constructed, including debt-to-income ratios, the existence of debt arrears and amounts of outstanding debts. The paper also differentiates between mortgage
Blázquez Cuesta, Maite +1 more
openaire +4 more sources
Financial literacy, financial behaviour and individuals' over-indebtedness [PDF]
, 2013 This work analyses the impact of financial literacy and financial behaviour of individuals on the likelihood of over-indebtedness, controlling for socioeconomic factors, the type of mortgage and the event of a negative income shock. Using the data from the 2009 National Financial Capability Study of the United States, we consider three self-reported ...
Elisabete Santos, Margarida Abreu
core +4 more sources
Understanding over-indebtedness in Portugal: descriptive and predictive models. [PDF]
, 2021 Over-indebtedness is a recurring problem in Portugal. After facing different economic cycles, between financial crises and prosperity periods, Portuguese consumers have been striving to keep their household finances stable and avoid being over-indebted ...
Vanneschi, Leonardo, Pinto, Diego
core