Over-Indebtedness Protection and Risk Scale: Construction and Validity Evidence [PDF]
This study aims to present evidence for the validity of the Over-indebtedness Protection and Risk Scale (OPRIS). The instrument was constructed to assess attitudinal aspects (behavioral, cognitive, and affective) that prevent or encourage over ...
Ana Cláudia Almeida Machado +2 more
doaj +1 more source
Consumer Debt and Over-Indebtedness in Times of COVID-19
Consumer debt and over-indebtedness restrict financial self-determination. It is the task of the state to ensure that a minimum level of self-determination is guaranteed even in a pandemic. What is the minimum level?
Überblick
doaj +1 more source
Household Indebtedness in the European Union Countries: Going Beyond the Mainstream Interpretation
This paper develops a panel data econometric analysis in order to determine the main macroeconomic causes of household indebtedness in the European Union countries from 1995 to 2019.
Ricardo Barradas, Inês Tomás
doaj +1 more source
Factors associated with self-assessed increase in tobacco consumption among over-indebted individuals in Germany: a cross-sectional study [PDF]
Background Over-indebtedness is an increasing phenomenon in industrialised nations causing individual hardship and societal problems. Nonetheless, few studies have explored smoking among over-indebted individuals. Methods A cross-sectional survey (n=
A Caleyachetty +36 more
core +1 more source
Tackling Private Over-Indebtedness in Asia
One consequence of interest rates remaining “too low for too long” since the Global Financial Crisis is the buildup in private leverage in emerging economies. These vulnerabilities have been laid bare by the COVID-19 shock. This paper employs the growth at risk framework (Adrian, Boyarchenko, and Giannone, 2019) to examine how different types of ...
José Garrido +5 more
openaire +2 more sources
Unemployment Risk and Over-Indebtedness: A Micro-Econometric Perspective [PDF]
We study how unemployment effects the over-indebtedness of households using the new European Household Finance and Consumption Survey (HFCS). First, we assess the role of different labor market statuses (i.e. employed, unemployed, disabled, retired, etc.) and other household characteristics (i.e.
Rycx, François +2 more
openaire +4 more sources
Debtors Protection and Enforcement Efficiency According to Finnish Law [PDF]
Human rights/ human considerations have started to carry more weight nowadays, especially in enforcement matters. Both rehabilitative and social aims in legal matters have been strengthened during recent decades.
Laura Ervo
doaj +1 more source
Credit bureaus between risk-management, creditworthiness assessment and prudential supervision [PDF]
"This text may be downloaded for personal research purposes only. Any additional reproduction for other purposes, whether in hard copy or electronically, requires the consent of the author. If cited or quoted, reference should be made to the full name of
A A Admati +60 more
core +3 more sources
Indebtedness and its Consequences in the Brazilian Capitals from 2010 to 2017
The objective of this study is to verify the impact of indebtedness on the levels of delinquency and over-indebtedness of Brazilian families from 2010 to 2017, through a sample researched in the populations of the Brazilian capitals and the Federal ...
Vanessa Piovesan Rossato +2 more
doaj +1 more source
OBJECTIVES: The aim is to investigate whether and why over-indebted individuals in German-speaking Switzerland have poorer mental health than the general population.
Oliver Hämmig, Joanna Herzig
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