Results 51 to 60 of about 6,446,404 (186)
IBLAM Law ReviewThe rise of defaults and over-indebtedness in online lending reflects failures in credit risk management, mainly due to weak lending limitations and an imbalance between platforms and borrowers.
Salman Abdullah +2 more
doaj +1 more source
Tackling Private Over-Indebtedness in Asia
IMF Working Papers, 2020 One consequence of interest rates remaining “too low for too long” since the Global Financial Crisis is the buildup in private leverage in emerging economies. These vulnerabilities have been laid bare by the COVID-19 shock. This paper employs the growth at risk framework (Adrian, Boyarchenko, and Giannone, 2019) to examine how different types of ...
José Garrido +5 more
openaire +2 more sources
Behavioral Factors Affecting Household Over-Indebtedness: A Systematic Review
, 2023 Household over-indebtedness is a significant issue in many parts of the world and has extremely detrimental socioeconomic effects. Separate studies have found that macroeconomic, demographic, and behavioral factors account for the majority of the ...
P. A. N. S. Anuradha +1 more
core +1 more source
International Journal of Financial StudiesOver-indebtedness is an increasingly serious issue among young people in China. Using Atlas.ti, this study analyzes textual data from the online community “Debtors Avengers” on Douban.com, applying a combined framework of life cycle and credit ...
Junan Zhang, Dong Liu
doaj +1 more source
Financial literacy and over-indebtedness in low-income households [PDF]
International Review of Financial Analysis, 2014 Households in Northern Ireland have an increased risk of financial vulnerability compared to the UK as a whole. Financial literacy can explain a significant proportion of wealth inequality. Among the key components of financial literacy are financial numeracy and money management skills. Our study examines the relative importance of these components in
French, Declan, McKillop, Donal
openaire +2 more sources
Probability of over-indebtedness.
, 2018 Probability of over-indebtedness.
Joachim Weimann (3966815) +3 more
core +1 more source
Debt relief of natural persons and the rate of satisfaction of their creditors in the Czech Republic
Business: Theory and Practice, 2015 The purpose of this contribution is to ascertain the rate of creditors’ satisfaction in debt relief. The aim of the paper is to set an approximation functions which guarantee a value of 100% of satisfaction of creditors’ receivables for a zero rate of ...
Marie Pasekova +3 more
doaj +1 more source
An investigation into over indebtedness in South Africa with a focus on the Western Cape Province
, 2010 This study aims to present an analysis of the literature on the nature and causes of over indebtedness by studying all surveys related to over indebtedness among urban South African households with a focus on consumers in the Western Cape in order to ...
Bibby, Penny
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SAGE OpenWith the rapid rise of mobile payment services in China, its welfare effect on residents has attracted wide attention from all sectors of society, but little is known about its negative consequences.
Shijun Chai, Hao Qi
doaj +1 more source
Influence of economics, psychological, sociological and consumers' indebtedness on consumers' propensity to over-indebtedness in Malaysia [PDF]
, 2021 Debt is a double edge sword; it can create a positive or negative impact on an individuals’ life. However, excessive debt accumulation behaviour of an individual creates a significant unfavourable impact on an individuals’ lives.
Selvajara, Monica
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