Results 1 to 10 of about 30,393 (119)
Data Acquisition, Analysis and Transmission Platform for a Pay-As-You-Drive System [PDF]
Sensors, 2010 This paper presents a platform used to acquire, analyse and transmit data from a vehicle to a Control Centre as part of a Pay-As-You-Drive system. The aim is to monitor vehicle usage (how much, when, where and how) and, based on this information, assess ...
Luciano Boquete +5 more
doaj +7 more sources
Effects of Pay-As-You-Drive vehicle insurance on young drivers’ speed choice: Results of a Dutch field experiment [PDF]
Accident Analysis and Prevention, 2011 Speeding is an important cause for young drivers' involvement in traffic accidents. A reduction in driving speeds of this group could result in fewer accidents. One way of reducing driving speed is offering explicit financial incentives. In collaboration with five Dutch car insurance companies, we tested the effects of a Pay-As-You-Drive insurance fee ...
E T Verhoef, Jan Willem Bolderdijk
exaly +5 more sources
Is Pay-as-You-Drive Insurance a Better Way to Reduce Gasoline than Gasoline Taxes? [PDF]
American Economic Review, 2005 Gasoline taxes are widely perceived as the most efficient instrument for reducing gasoline consumption because they exploit all behavioral responses for reducing fuel use, including reduced driving and improved fuel economy. At present, however, higher fuel taxes are viewed as a political nonstarter.
Ian W H Parry
exaly +4 more sources
Multivariate exposure modeling of accident risk: Insights from Pay-as-you-drive insurance data
Transportation Research, Part A: Policy and Practice, 2014 Abstract The increasing adoption of in-vehicle data recorders (IVDR) for commercial purposes such as Pay-as-you-drive (PAYD) insurance is generating new opportunities for transportation researchers. An important yet currently underrepresented theme of IVDR-based studies is the relationship between the risk of accident involvement and exposure ...
Elgar Fleisch
exaly +3 more sources
A novel Bayesian Pay-As-You-Drive insurance model with risk prediction and causal mapping
Decision Analytics JournalThe modern vehicle insurance industry is increasingly adopting Pay-As-You-Drive (PAYD) insurance models, aligning premium costs with driving behavior. Our study introduces a Bayesian approach to PAYD insurance, leveraging the strengths of Naive Bayes classifiers and Bayesian Networks to handle uncertainty and integrate prior knowledge in risk ...
Bingyang Wang, Ying Chen, Zichao Li
exaly +2 more sources
Moving towards pay as you drive [PDF]
IET and ITS Conference on Road Transport Information and Control (RTIC 2012), 2012 It was not until the 1990s that successful road user charging schemes emerged in Singapore, London and Stockholm. The excuse was that `the technology is not yet proven', plus the difficulty of making a lucid case to politicians, businesses and individual travellers that all would benefit from the introduction of road pricing in congested cities and ...
J. Walker, P. Blythe, A. Pickford
openaire +1 more source
A Longitudinal Analysis of the Impact of Distance Driven on the Probability of Car Accidents
Risks, 2020 Using telematics data, we study the relationship between claim frequency and distance driven through different models by observing smooth functions. We used Generalized Additive Models (GAM) for a Poisson distribution, and Generalized Additive Models for
Jean-Philippe Boucher, Roxane Turcotte
doaj +1 more source
Mathematics, 2020 The aim of this paper is to introduce dependence between the claim frequency and the average severity of a policyholder or of an insurance portfolio using a bivariate Sarmanov distribution, that allows to join variables of different types and with ...
Ramon Alemany +3 more
doaj +1 more source
A survey on driving behavior analysis in usage based insurance using big data
Journal of Big Data, 2019 The emergence and growth of connected technologies and the adaptation of big data are changing the face of all industries. In the insurance industry, Usage-Based Insurance (UBI) is the most popular use case of big data adaptation.
Subramanian Arumugam, R. Bhargavi
doaj +1 more source
Measuring per Mile Risk for Pay-As-You-Drive Automobile Insurance [PDF]
Transportation Research Record: Journal of the Transportation Research Board, 2012 This study examines the relationship between accident costs and annual miles driven with mileage and claims data representing approximately 3 million individual car years of insurance exposure for private passenger automobiles in Massachusetts in the 2006 policy year.
Ferreira, Joseph Jr., Minikel, Eric
openaire +1 more source