Results 1 to 10 of about 55,598,302 (154)
Data Acquisition, Analysis and Transmission Platform for a Pay-As-You-Drive System [PDF]
Sensors, 2010 This paper presents a platform used to acquire, analyse and transmit data from a vehicle to a Control Centre as part of a Pay-As-You-Drive system. The aim is to monitor vehicle usage (how much, when, where and how) and, based on this information, assess ...
Luciano Boquete +5 more
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A Longitudinal Analysis of the Impact of Distance Driven on the Probability of Car Accidents
Risks, 2020 Using telematics data, we study the relationship between claim frequency and distance driven through different models by observing smooth functions. We used Generalized Additive Models (GAM) for a Poisson distribution, and Generalized Additive Models for
Jean-Philippe Boucher, Roxane Turcotte
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Mathematics, 2020 The aim of this paper is to introduce dependence between the claim frequency and the average severity of a policyholder or of an insurance portfolio using a bivariate Sarmanov distribution, that allows to join variables of different types and with ...
Ramon Alemany +3 more
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A survey on driving behavior analysis in usage based insurance using big data
Journal of Big Data, 2019 The emergence and growth of connected technologies and the adaptation of big data are changing the face of all industries. In the insurance industry, Usage-Based Insurance (UBI) is the most popular use case of big data adaptation.
Subramanian Arumugam, R. Bhargavi
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The Eff ect of the Introduction of a “Pay Per Use“ Option within Motor TPL Insurance
Journal of Banking and Financial Economics, 2014 In this paper the effects of the introduction of the so called “pay per use” -insurance products are examined. These products collect data of mileage of kilometers driven by policy holders. As a result of this data, policy holders can get a refund on the
Stefan Trappl +2 more
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Risks, 2016 Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy.
Mercedes Ayuso +2 more
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Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models
Risks, 2017 In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher +2 more
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Studying Driving Risk Factors using Multi-Source Mobile Computing Data
International Journal of Transportation Science and Technology, 2015 Traffic congestion can largely be attributed to the issues related with driving behavior, which may cause vehicle crash, stop-and-go traffic due to frequent lane changing behaviors, etc., and makes the driving behavior research also of significance in ...
Xianbiao Hu +3 more
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The California Gig Economy Law
Voices in Bioethics, 2020 Photo by Morning Brew on Unsplash INTRODUCTION Employer-based insurance models work when the laws compelling employers to offer insurance are enforced. Corporate failure to provide insurance to full time employees undermines the system and results in
Anne Zimmerman
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PUBLIC ACCEPTANCE OF ROAD-USER CHARGING
IATSS Research, 2002 This paper focuses upon public attitudes to and public acceptance of road-user charging as an effective means of managing travel demand, with the overall aim of identifying the characteristics of key interest groups, the kinds of attitudes they hold and ...
Neil THORPE
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